Asset Finance
Spread the cost of equipment, vehicles, and machinery with flexible finance from 200+ UK lenders. Hire purchase, finance lease, or operating lease — compare rates in 60 seconds.
Asset finance (also called equipment finance) lets you acquire the business assets you need without a large upfront capital outlay. Instead of paying cash, you spread the cost over monthly payments — typically 12 to 84 months. The asset itself secures the finance, which means higher approval rates than unsecured borrowing and no need to use property as collateral.
Whether you're buying a van, upgrading your manufacturing line, or equipping a new restaurant kitchen, Lendus compares options from our panel of 200+ lenders to find the right deal for your business. We cover hire purchase (HP), finance leases, operating leases, and refinancing of existing assets.
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Types of Asset Finance
Hire Purchase (HP)
Pay fixed monthly instalments and own the asset outright once you've made the final payment. Claim capital allowances (AIA) on the asset.
Finance Lease
Claim 100% of lease payments against taxable profit. At the end, return the asset or make a balloon payment to keep it.
Operating Lease
Lowest monthly payments. The asset stays off your balance sheet. Ideal if you want to upgrade to the latest equipment regularly.
Equipment Finance Directory
Browse finance options by equipment type. Each page includes typical costs, popular models, finance comparisons, and FAQs.
Vehicles
Construction & Plant
Manufacturing
Hospitality & Catering
Professional Services
Energy & Sustainability
Technology
Not sure which finance type suits your business?
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