Lendus.

Asset Finance

Spread the cost of equipment, vehicles, and machinery. Compare hire purchase, finance lease, and refinance rates from 200+ UK lenders.

200+ UK lenders
2-minute application
No credit check to apply
FCA-regulated brokers

Three ways to finance assets

Hire Purchase

Own it outright

Rate
From 5.2% APR
Term
12–60 months
Deposit
10–20%
Best for
Businesses wanting full ownership

Finance Lease

Tax-efficient leasing

Rate
From 4.8% APR
Term
12–60 months
Deposit
None required
Best for
Claim 100% of payments against profit

Operating Lease

Always the latest

Rate
From 5.5% APR
Term
24–48 months
Deposit
None required
Best for
Off balance sheet, return at end

Browse by category

Vehicles

Commercial Vehicle Finance Horsebox Finance Minibus Finance Pickup Truck Finance Refrigerated Vehicle Finance Taxi Finance Tipper Truck Finance Trailer Finance Truck Finance Van Finance

Construction & Plant

Concrete Mixer Finance Construction Equipment Finance Crane Finance Excavator Finance Forklift Finance Mini Digger Finance Plant Hire Finance Scaffolding Finance Telehandler Finance

Manufacturing

3D Printer Finance CNC Machine Finance CNC Router Finance Laser Cutter Finance Lathe Finance Press Brake Finance Printing Equipment Finance Welding Equipment Finance

Agriculture

Combine Harvester Finance Farm Machinery Finance Tractor Finance

Hospitality & Catering

Catering Equipment Finance Coffee Machine Finance Commercial Kitchen Finance Commercial Oven Finance Restaurant Equipment Finance

Healthcare

Dental Equipment Finance Medical Equipment Finance Veterinary Equipment Finance

Professional Services

Dry Cleaning Equipment Finance Office Fit-Out Finance Salon Equipment Finance

Energy & Sustainability

EV Charging Station Finance Heat Pump Finance Solar Panel Finance

Technology

Audio Visual Equipment Finance Brewery Equipment Finance Compressor Finance Generator Finance Gym Equipment Finance IT Equipment Finance

Find the right finance for your business

Compare rates from 200+ UK lenders in under 2 minutes.

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Frequently asked questions

What is asset finance?
Asset finance lets you spread the cost of business equipment over monthly payments instead of paying upfront. You access the asset immediately and preserve working capital for day-to-day operations.
What can I finance?
Almost any business asset — vehicles, machinery, technology, catering equipment, medical devices, agricultural equipment, and more. If your business uses it to generate revenue, it can likely be financed.
How quickly can I get approved?
Most applications are decided within 24–48 hours. Some lenders offer same-day approval for amounts under £50,000.
Do I need a deposit?
For hire purchase, most lenders ask 10–20%. Finance leases and operating leases often require no deposit.
Can startups get asset finance?
Yes, though you may need a personal guarantee or higher deposit if trading under 2 years.
What's the difference between HP and leasing?
With HP, you own the asset at the end. With a lease, you return it or pay a balloon payment. Leasing is often more tax-efficient.