Lendus.

Audio Visual Equipment Finance

Spread the cost of AV equipment from £3,000 to £200,000+ with flexible finance options. HP, lease, or refinance — compare rates from 40+ lenders.

200+ UK lenders
2-minute application
No credit check to apply
FCA-regulated brokers

Typical Cost

£3k – £200k

Approval Speed

24 hours

Same-day for < £30k

Rates From

From 5.5% APR

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Finance options

Hire Purchase (HP)

Rate
From 5.9% APR
Term
12–48 months
Deposit
10–20%
Ownership
Yours at the end
Best for
Venues and offices wanting to own AV equipment outright

Finance Lease

Rate
From 5.5% APR
Term
12–48 months
Deposit
None required
Ownership
Return or buy (balloon payment)
Best for
Tax-efficient — claim 100% of payments against profit

Operating Lease

Rate
From 6.2% APR
Term
24–36 months
Deposit
None required
Ownership
Return at end
Best for
Upgrade AV tech as standards evolve. Off balance sheet.

Representative example

Borrow £30,000 over 48 months at 5.9% APR (fixed). Monthly repayment: ~£624. Total amount payable: ~£29,952. Rates depend on your circumstances.

Popular models

Model Price Range Type
Samsung LED Video Wall (2x2) £15,000 – £30,000 LED Display
Crestron Flex UC System £8,000 – £15,000 Conference System
QSC Q-SYS Ecosystem £10,000 – £25,000 AV Processing
Epson EB-PU2220B Projector £5,000 – £12,000 Laser Projector

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Tax benefits

AV equipment qualifies for Annual Investment Allowance (AIA), letting you deduct the full cost from taxable profits in year one. HP allows capital allowances. Lease payments are fully deductible.

Market context

The UK professional AV market is worth £5.6bn. Hybrid meeting room upgrades drove 30% growth in commercial AV spending in 2024. LED video walls are the fastest-growing AV category, with installations up 45% year-on-year.

Bad credit?

Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Our eligibility check uses a soft search only — no impact on your credit score.

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Frequently asked questions

Can I finance a full AV installation?
Yes. Most lenders allow you to bundle displays, speakers, processing, cabling, and installation into a single finance agreement.
What deposit do I need?
For hire purchase, most lenders ask for 10–20% deposit. Finance leases and operating leases often require no deposit.
Is leasing or buying better for AV?
Leasing is often preferred for AV because technology evolves quickly. An operating lease lets you refresh every 2–3 years. For permanent installations, HP may be more cost-effective.
How quickly can I get AV equipment finance?
Most applications are approved within 24 hours. For deals under £30k, same-day approval is common.

Guides and resources

Ready to finance your audio visual equipment?

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