Spread the cost of a business desktop fleet from £4,000 to £150,000+ with flexible finance options: HP, lease or refinance. Compare rates from 40+ lenders.
Yes, desktop fleets are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £4,000 to £150,000, and most deals are written over 24–48 months with a deposit of around 10–20%. Decisions typically take 24 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£4k – £150k
Approval Speed
24 hours
Same-day for < £30k
Rates From
5.4% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical desktop fleet price. Indicative only, not a quote.
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Check EligibilityOn a purchase price of £22,000: a 10% deposit of £2,200, then 48 monthly payments of £464 at 5.9% APR representative (fixed). Total amount payable £24,472, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Dell OptiPlex Micro/SFF (x20) | £12,000 – £20,000 | Business Desktop Fleet |
| HP EliteDesk/ProDesk (x20) | £12,000 – £20,000 | Business Desktop Fleet |
| Lenovo ThinkCentre M-Series (x20) | £11,000 – £18,000 | Business Desktop Fleet |
| Apple iMac/Mac Mini (x20) | £18,000 – £36,000 | Business Desktop Fleet |
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Check EligibilityA desktop fleet bought outright or on HP qualifies for the Annual Investment Allowance, letting you deduct the cost against taxable profit in the year of purchase. Lease payments are treated as a deductible operating cost as they are paid.
The typical buyer is a business with fixed workstations, such as an office, call centre or back-office team, refreshing desktops that have fallen out of warranty or no longer meet the demands of current software. Desktops are somewhat less exposed to obsolescence pressure than laptops, since they aren't carried between sites and their components are more standardised, but a Windows end-of-support deadline or an ageing fleet still commonly triggers a bulk refresh across an entire office. Because desktops stay in one place, hire purchase is used more often here than for laptop fleets, though many businesses still choose a lease to keep the refresh predictable and off the balance sheet.
Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.
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