Spread the cost of a business laptop fleet from £5,000 to £250,000+ with flexible finance options: HP, lease or refinance.
Yes, laptop fleets are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £5,000 to £250,000, and most deals are written over 24–36 months with a deposit of around 10–20%. Decisions typically take 24 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£5k – £250k
Approval Speed
24 hours
Same-day for < £30k
Rates From
5.6% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical laptop fleet price. Indicative only, not a quote.
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For UK limited companies with 3+ months’ trading and monthly revenue.
On a purchase price of £30,000: a 10% deposit of £3,000, then 48 monthly payments of £633 at 5.9% APR representative (fixed). Total amount payable £33,384, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Dell Latitude 5000 Series (x20) | £16,000 – £24,000 | Business Laptop Fleet |
| HP EliteBook 600 Series (x20) | £17,000 – £26,000 | Business Laptop Fleet |
| Lenovo ThinkPad T14 (x20) | £16,000 – £24,000 | Business Laptop Fleet |
| Apple MacBook Air/Pro (x20) | £20,000 – £48,000 | Business Laptop Fleet |
Explore business funding options through Fundably
For UK limited companies with 3+ months’ trading and monthly revenue.
A laptop fleet bought outright or on HP qualifies for the Annual Investment Allowance, letting you deduct the cost against taxable profit in the year of purchase. Lease payments are treated as a deductible operating cost as they are paid. Operating leases are widely used for laptop fleets specifically because the tax treatment as a running cost matches how quickly the hardware needs replacing.
The typical buyer is a business standardising or refreshing laptops for a growing or existing headcount, often prompted by a Windows end-of-support deadline, a new starter cohort, or machines falling out of manufacturer warranty. Laptops are the clearest case in IT for leasing over ownership: a three-year-old laptop is usually still functional but is slower, has a shorter battery life and is a weaker security posture than current hardware, so the case for owning it outright weakens well before it physically fails. Laptops are also compact and easy to move, which is one reason lenders look closely at the trading history of very new or very small companies before approving a large fleet purchase.
Some specialist lenders consider businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options may be available. Fundably may use a soft credit check for matching, which does not affect your credit score. A hard check may happen if you choose to proceed with a lender.
Explore business funding options through Fundably.
For UK limited companies with 3+ months’ trading and monthly revenue.
Explore business funding options through Fundably.
Check Eligibility →For UK limited companies with at least 3 months’ trading and monthly revenue.