Spread the cost of an office photocopier from £2,000 to £30,000+ with flexible finance options: HP, lease or refinance.
Yes, photocopiers are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £2,000 to £30,000, and most deals are written over 36–60 months with a deposit of around 0–15%. Decisions typically take 24 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£2k – £30k
Approval Speed
24 hours
Same-day for < £30k
Rates From
5.2% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical photocopier price. Indicative only, not a quote.
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For UK limited companies with 3+ months’ trading and monthly revenue.
On a purchase price of £7,000: a 10% deposit of £700, then 48 monthly payments of £148 at 5.9% APR representative (fixed). Total amount payable £7,804, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Ricoh IM Series A3 MFP | £2,500 – £9,000 | A3 Multifunction Copier |
| Konica Minolta bizhub A3 MFP | £2,800 – £10,000 | A3 Multifunction Copier |
| Canon imageRUNNER ADVANCE MFP | £3,000 – £11,000 | A3 Multifunction Copier |
| High-Volume A3 Colour Floor-Stander | £10,000 – £25,000 | High-Volume Copier |
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For UK limited companies with 3+ months’ trading and monthly revenue.
A photocopier bought outright or on HP qualifies for the Annual Investment Allowance, letting you deduct the cost against taxable profit in the year of purchase. Lease payments are deductible in full as they are paid. The cost-per-page service charge that covers toner, parts and engineer call-outs on most photocopier contracts is a running cost, separate from the capital cost of the machine, and is not part of the finance agreement.
The typical buyer is an office replacing a machine that's out of contract, increasingly unreliable, or too slow for current print volumes, and photocopiers are one of the most established categories for leasing in UK business finance, with most contracts structured as a Managed Print Service combining a lease payment for the hardware with a separate cost-per-page charge covering toner and maintenance. This structure means the finance agreement itself only ever covers the machine, while the ongoing print volume charge, which for a busy office can exceed the lease payment over the contract term, is a service cost billed by the provider based on actual usage each quarter.
Some specialist lenders consider businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options may be available. Fundably may use a soft credit check for matching, which does not affect your credit score. A hard check may happen if you choose to proceed with a lender.
Explore business funding options through Fundably.
For UK limited companies with 3+ months’ trading and monthly revenue.
Explore business funding options through Fundably.
Check Eligibility →For UK limited companies with at least 3 months’ trading and monthly revenue.