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Wide Format Printer Finance

Spread the cost of a wide format printer from £5,000 to £150,000+ with flexible finance options: HP, lease or refinance. Compare rates from 40+ lenders.

Can you finance a wide format printer?

Yes, wide format printers are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £5,000 to £150,000, and most deals are written over 36–60 months with a deposit of around 10–20%. Decisions typically take 24 hours. Used machines are financeable too, usually with a shorter term.

200+ UK lenders
2-minute application
No credit check to apply
FCA-regulated brokers

Typical Cost

£5k – £150k

Approval Speed

24 hours

Same-day for < £30k

Rates From

5.2% APR

What would a wide format printer cost per month?

£30,000
10%
60 months
9%
£0

Your estimate

Indicative only. Not a quote and not an offer of finance.

Pre-filled with a typical wide format printer price. Indicative only, not a quote.

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Finance options

Hire Purchase (HP)

Rate
From 5.5% APR
Term
36–60 months
Deposit
10–20%
Ownership
Yours at the end
Best for
Print and sign businesses running a machine for its full working life

Finance Lease

Rate
From 5.2% APR
Term
36–60 months
Deposit
None required
Ownership
Return, renew or buy (balloon payment)
Best for
Deductible payments alongside a per-metre or ink-cost service contract

Operating Lease

Rate
From 6.0% APR
Term
24–36 months
Deposit
None required
Ownership
Return at end
Best for
Print bureaus refreshing print heads and colour technology on a set cycle

Representative example

On a purchase price of £30,000: a 10% deposit of £3,000, then 48 monthly payments of £633 at 5.9% APR representative (fixed). Total amount payable £33,384, including the deposit. The rate you are offered depends on your business and the asset.

What buyers actually specify

Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.

Machine or specification Guide price Type
Canon imagePROGRAF Large Format Printer £5,000 – £18,000 Large Format Printer
HP DesignJet/Latex Series £6,000 – £35,000 Latex/Signage Printer
Epson SureColor Wide Format Series £5,500 – £25,000 Wide Format Inkjet
UV Flatbed Printer (rigid substrates) £30,000 – £120,000 UV Flatbed Printer

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Tax benefits

A wide format printer qualifies for the Annual Investment Allowance, letting you deduct the cost against taxable profit in the year of purchase on an outright buy or HP agreement, and lease payments are deductible in full as they are paid. Ink or media supply contracts and any RIP software licence used to drive the printer are running costs separate from the capital equipment and are not part of the finance agreement.

Market context

The typical buyer is a sign, display, packaging proofing or print bureau business investing in a printer for banners, posters, vehicle graphics, packaging samples or point-of-sale material, either adding a new capability or replacing a machine whose print heads or technology have fallen behind current output speed and colour standards. UV flatbed printers, which print directly onto rigid substrates like foamex or acrylic rather than only onto roll media, sit at a significantly higher price point than roll-fed inkjet printers and are typically bought by businesses expanding into rigid signage rather than as a first wide format purchase. Ink cost is a substantial ongoing expense in this category and is usually the subject of a separate supply contract rather than something folded into the equipment finance.

Bad credit?

Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.

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Frequently asked questions

Does wide format printer finance cover ink and media?
No, ink cartridges, bulk ink systems and print media are consumables, purchased on an ongoing basis as production requires, and are not part of the equipment finance agreement, which covers the printer hardware itself. Ink cost in particular can be a significant part of a wide format business's running costs, so it's worth comparing supplier ink pricing alongside the printer purchase.
What's the difference between a roll-fed printer and a UV flatbed, and does it affect finance?
A roll-fed inkjet printer handles flexible media such as vinyl, paper and fabric rolls and sits at a lower price point, while a UV flatbed printer can print directly onto rigid materials like foamex, acrylic or wood and typically costs several times more. Both can be financed the same way; the specification and price simply reflect what the business needs to produce.
Can I finance a printer that includes an integrated cutter or laminator?
Yes, if the cutter, laminator or other finishing equipment is part of the same production line purchase and appears on the supplier's quote, it can usually be financed alongside the printer on the same agreement. This is common for sign and display businesses building a complete print-and-finish workflow. If you're adding a cutter or laminator to an existing printer at a later date rather than buying them together, that can also be financed as a standalone purchase.
Is leasing or hire purchase better for a wide format printer?
Hire purchase suits a business running the same printer for its full working life, often five years or more, where print head and colour technology aren't advancing quickly enough to justify an earlier refresh. A lease suits a print bureau that wants to stay current on speed and colour gamut, or that prefers a predictable monthly cost alongside a variable ink and media supply contract.
How quickly can wide format printer finance be approved?
Most applications are approved within 24 hours, and wide format printer purchases under £30,000 are often approved the same day, provided the business has a clean credit history and the supplier's quote is straightforward to review. Larger orders, multi-site rollouts, or purchases bundled with other equipment on the same agreement can take a little longer, since the lender needs to review the full specification and how the purchase fits with what the business already has in place.

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