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3D Scanner Finance

Spread the cost of a 3D laser scanner from £3,000 to £80,000+ with flexible finance options: HP, lease or refinance. Compare rates from 40+ lenders.

Can you finance a 3d scanner?

Yes, 3d scanners are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £3,000 to £80,000, and most deals are written over 24–48 months with a deposit of around 10–20%. Decisions typically take 24 hours. Used machines are financeable too, usually with a shorter term.

200+ UK lenders
2-minute application
No credit check to apply
FCA-regulated brokers

Typical Cost

£3k – £80k

Approval Speed

24 hours

Same-day for < £30k

Rates From

5.4% APR

What would a 3d scanner cost per month?

£20,000
10%
60 months
9%
£0

Your estimate

Indicative only. Not a quote and not an offer of finance.

Pre-filled with a typical 3d scanner price. Indicative only, not a quote.

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Finance options

Hire Purchase (HP)

Rate
From 5.7% APR
Term
24–48 months
Deposit
10–20%
Ownership
Yours at the end
Best for
Surveyors and practices using the scanner as core, everyday equipment

Finance Lease

Rate
From 5.4% APR
Term
24–48 months
Deposit
None required
Ownership
Return or buy (balloon payment)
Best for
Deducting the payment against profit for a higher-value specialist instrument

Operating Lease

Rate
From 6.1% APR
Term
24–36 months
Deposit
None required
Ownership
Return at end
Best for
Firms upgrading scan speed and range as sensor technology improves

Representative example

On a purchase price of £20,000: a 10% deposit of £2,000, then 48 monthly payments of £422 at 5.9% APR representative (fixed). Total amount payable £22,256, including the deposit. The rate you are offered depends on your business and the asset.

What buyers actually specify

Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.

Machine or specification Guide price Type
Leica BLK360 Laser Scanner £12,000 – £18,000 Compact Laser Scanner
Leica RTC360 Laser Scanner £30,000 – £45,000 High-Speed Laser Scanner
Handheld/Portable 3D Scanner £3,000 – £15,000 Handheld Scanner
Point Cloud Processing Software Seat £1,500 – £6,000 per year Software Licence

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Tax benefits

3D scanner hardware qualifies for the Annual Investment Allowance, letting you deduct the cost against taxable profit in the year of purchase on an outright buy or HP agreement, and lease payments are deductible in full as they are paid. Point cloud processing and modelling software is licensed on an annual subscription in almost all cases and is a running cost that sits outside the equipment finance agreement.

Market context

The typical buyer is a surveying, architecture, construction or heritage documentation business adding laser scanning to its service offering, either as a new capability or to replace an older scanner that's slower or less accurate than current models. Laser scanning hardware has become significantly faster and more compact over recent years, letting a single operator capture a site in a fraction of the time older equipment needed, which is a common driver of replacement even for scanners that are still functioning well. Because a 3D scanner is a specialist instrument with a narrower buyer pool than general IT equipment, resale value depends heavily on the specific model and condition, and the software needed to process the captured data is priced and licensed entirely separately from the scanner itself.

Bad credit?

Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.

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Frequently asked questions

Does 3D scanner finance cover the point cloud processing software?
No, the scanner hardware itself is the financeable asset, but the software used to process, register and model the point cloud data it captures is licensed on an annual subscription by the software vendor and is a running cost, separate from the equipment finance agreement. Budget for the software licence alongside the hardware payment when working out the total cost of adding scanning capability.
Is it worth leasing a scanner given how quickly the technology improves?
For a business scanning regularly and competing on turnaround time or accuracy, a lease that supports refreshing the hardware every few years can be worthwhile, since scan speed and range have improved meaningfully across recent generations. For a business using a scanner occasionally alongside other survey methods, hire purchase and keeping the instrument longer is often the more cost-effective route.
Will a lender finance a 3D scanner for a sole trader surveyor?
Yes, sole traders and small surveying practices are a common buyer for this category, and lenders are generally used to financing a single scanner for a self-employed professional. Expect standard checks on trading history and credit profile, and be ready to explain how the scanner will be used in your practice, since that helps demonstrate the business case. Evidence of contracted survey work, even at an early stage, can strengthen the application alongside the standard trading history and credit checks.
How does a handheld 3D scanner differ in price from a tripod-mounted laser scanner?
A handheld or portable scanner, often used for smaller objects, reverse engineering or close-range capture, generally costs less than a high-accuracy tripod-mounted laser scanner built for capturing large sites, buildings or terrain, which needs a longer range and higher point density. The right choice depends entirely on what you're scanning and at what accuracy. Many practices that do both types of work eventually finance one of each rather than trying to make a single scanner cover every job.
How quickly can 3D scanner finance be approved?
Most applications are approved within 24 hours, and 3d scanner purchases under £30,000 are often approved the same day, provided the business has a clean credit history and the supplier's quote is straightforward to review. Larger orders, multi-site rollouts, or purchases bundled with other equipment on the same agreement can take a little longer, since the lender needs to review the full specification and how the purchase fits with what the business already has in place.

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