Spread the cost of an intruder alarm system from £800 to £30,000+ with flexible finance options: HP, lease or refinance. Compare rates from 40+ lenders.
Yes, alarm systems are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £800 to £30,000, and most deals are written over 24–48 months with a deposit of around 10–20%. Decisions typically take 24 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£800 – £30k
Approval Speed
24 hours
Same-day for < £30k
Rates From
5.8% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical alarm system price. Indicative only, not a quote.
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Check EligibilityOn a purchase price of £5,000: a 10% deposit of £500, then 48 monthly payments of £105 at 5.9% APR representative (fixed). Total amount payable £5,540, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Honeywell Galaxy Control Panel & Keypad | £400 – £1,500 | Intruder Alarm Panel |
| PIR/Motion & Door Contact Sensors (per zone) | £40 – £120 per sensor | Detection Devices |
| Monitored Alarm Signalling Unit | £300 – £900 | Police/ARC Signalling |
| Multi-Site Installation & Commissioning | £1,500 – £10,000 | Installation |
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Check EligibilityThe alarm panel, sensors and signalling equipment qualify for the Annual Investment Allowance, so a purchase or HP agreement can be deducted against taxable profit in the year of purchase. Lease payments are deductible in full as they are paid. The monitoring contract with an Alarm Receiving Centre, usually billed monthly or annually per site, is a service cost and is not covered by the finance agreement.
The typical buyer is a business installing or upgrading an intruder alarm for a new or existing premises, often as a condition of buildings insurance or a landlord's lease. Alarm hardware is relatively low cost compared with other technology categories on this page and is typically kept in service for many years once installed and commissioned, since the panel and sensors don't become technically obsolete the way computing equipment does. Insurers often specify a minimum standard of alarm grade and monitoring, so it's worth confirming the required specification before financing a system, rather than discovering after installation that it doesn't meet the policy's requirements.
Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.
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