Spread the cost of an access control system from £1,200 to £50,000+ with flexible finance options: HP, lease or refinance.
Yes, access control systems are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £1,200 to £50,000, and most deals are written over 24–48 months with a deposit of around 10–20%. Decisions typically take 24 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£1k – £50k
Approval Speed
24 hours
Same-day for < £30k
Rates From
5.8% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical access control system price. Indicative only, not a quote.
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For UK limited companies with 3+ months’ trading and monthly revenue.
On a purchase price of £7,000: a 10% deposit of £700, then 48 monthly payments of £148 at 5.9% APR representative (fixed). Total amount payable £7,804, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Proximity Reader & Controller (per door) | £300 – £900 per door | Standard Access Control |
| Encrypted HF/Smart Card Reader (per door) | £600 – £1,200 per door | Higher-Security Access Control |
| Biometric Reader (per door) | £1,000 – £2,500 per door | Biometric Access Control |
| Access Control Software & Server | £800 – £6,000 | Management Platform |
Explore business funding options through Fundably
For UK limited companies with 3+ months’ trading and monthly revenue.
Readers, controllers, credentials and the access control server qualify for the Annual Investment Allowance, so a purchase or HP agreement can be deducted against taxable profit in the year of purchase. Lease payments are deductible in full as they are paid. Many access control platforms charge a per-door annual software licence for cloud management or credential issuing, and this recurring cost is not normally covered by the finance agreement.
The typical buyer is a business securing an office, warehouse or multi-tenant building, often as part of a wider move, an insurance or landlord requirement, or a switch away from mechanical keys after a change of staff makes rekeying impractical. Cost is usually quoted and budgeted per door, since a system's total price scales with the number of doors far more than with the choice of reader technology, and installation, cabling and commissioning at each door is a meaningful part of that per-door figure alongside the hardware itself. Systems are typically kept in service for many years once installed, since a working access control system rarely needs replacing on a fixed schedule the way computing hardware does.
Some specialist lenders consider businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options may be available. Fundably may use a soft credit check for matching, which does not affect your credit score. A hard check may happen if you choose to proceed with a lender.
Explore business funding options through Fundably.
For UK limited companies with 3+ months’ trading and monthly revenue.
Explore business funding options through Fundably.
Check Eligibility →For UK limited companies with at least 3 months’ trading and monthly revenue.