Lendus.

Printing Equipment Finance

Spread the cost of printing equipment from £5,000 to £500,000+ with flexible finance options. HP, lease, or refinance — compare rates from 40+ lenders.

200+ UK lenders
2-minute application
No credit check to apply
FCA-regulated brokers

Typical Cost

£5k – £500k

Approval Speed

24–48 hours

Same-day for < £100k

Rates From

From 4.5% APR

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Finance options

Hire Purchase (HP)

Rate
From 4.9% APR
Term
12–84 months
Deposit
10–20%
Ownership
Yours at the end
Best for
Print shops wanting to own equipment outright

Finance Lease

Rate
From 4.5% APR
Term
12–84 months
Deposit
None required
Ownership
Return or buy (balloon payment)
Best for
Tax-efficient — claim 100% of payments against profit

Operating Lease

Rate
From 5.2% APR
Term
24–60 months
Deposit
None required
Ownership
Return at end
Best for
Always have latest print technology. Off balance sheet.

Representative example

Borrow £75,000 over 48 months at 5.9% APR (fixed). Monthly repayment: ~£1,561. Total amount payable: ~£74,928. Rates depend on your circumstances.

Popular models

Model Price Range Type
Heidelberg Speedmaster XL 75 £150,000 – £350,000 Offset Press
HP Indigo 7900 £200,000 – £400,000 Digital Press
Konica Minolta AccurioPress C14000 £80,000 – £150,000 Production Digital
Mimaki JFX200-2513 £40,000 – £70,000 UV Flatbed Printer

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Tax benefits

Printing equipment qualifies for Annual Investment Allowance (AIA), letting you deduct the full cost from taxable profits in year one — up to £1,000,000. HP agreements allow capital allowances. Lease payments are fully deductible from profits.

Market context

The UK print industry is worth £14bn annually and employs over 100,000 people. Digital print now accounts for 35% of UK print revenue, up from 20% five years ago. The packaging print sector is growing at 4% annually.

Bad credit?

Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Our eligibility check uses a soft search only — no impact on your credit score.

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Frequently asked questions

Can I finance used printing equipment?
Yes. Most lenders finance used presses up to 10 years old. An independent valuation and condition report are typically required. Rates for used equipment are 0.5–1% higher than new.
What deposit do I need?
For hire purchase, most lenders ask for 10–20% deposit. Finance leases and operating leases often require no deposit. Larger deposits reduce monthly payments and may secure better rates.
How quickly can I get printing equipment finance?
Most applications are approved within 24–48 hours. For deals under £100k, same-day approval is common. High-value presses may take 5–7 working days.
Can I include installation costs in the finance?
Yes. Most lenders allow you to include delivery, installation, and training costs in the finance agreement, provided they're part of the supplier's invoice.

Guides and resources

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