Spread the cost of a server rack, PDU and UPS from £2,000 to £30,000+ with flexible finance options: HP, lease or refinance.
Yes, server racks are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £2,000 to £30,000, and most deals are written over 24–60 months with a deposit of around 10–20%. Decisions typically take 24 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£2k – £30k
Approval Speed
24 hours
Same-day for < £30k
Rates From
5.2% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical server rack price. Indicative only, not a quote.
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For UK limited companies with 3+ months’ trading and monthly revenue.
On a purchase price of £8,000: a 10% deposit of £800, then 48 monthly payments of £169 at 5.9% APR representative (fixed). Total amount payable £8,912, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| 42U Server Rack Cabinet (enclosed, with cooling) | £1,200 – £4,500 | Rack Enclosure |
| APC Smart-UPS Rack-Mount (rack-mount UPS) | £800 – £4,000 | Rack UPS |
| Switched Rack PDU (metered, per-outlet) | £400 – £1,500 | Power Distribution |
| Structured Cabling & Patch Panel Kit | £1,000 – £6,000 | Installation |
Explore business funding options through Fundably
For UK limited companies with 3+ months’ trading and monthly revenue.
The rack, UPS and PDU are capital equipment and qualify for the Annual Investment Allowance in the same way as the servers they house, so an HP purchase can be deducted against taxable profit in the year it is bought. Lease payments are deductible in full as they are paid. Installation and cabling labour is often invoiced separately from the hardware; check with your accountant whether it needs to be treated as a revenue cost rather than added to the capital asset.
The typical buyer is a business fitting out or expanding a comms room or small data hall, usually alongside a server, switch or storage purchase rather than as a standalone item. A rack, UPS and PDU tend to have a longer useful life than the servers sitting inside them, since the physical infrastructure doesn't become technically obsolete the way compute does, which is why hire purchase or a longer lease term is more common here than the operating leases typically used for servers and laptops. Installation and cabling can account for a meaningful share of the total project cost and is worth itemising separately when comparing quotes.
Some specialist lenders consider businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options may be available. Fundably may use a soft credit check for matching, which does not affect your credit score. A hard check may happen if you choose to proceed with a lender.
Explore business funding options through Fundably.
For UK limited companies with 3+ months’ trading and monthly revenue.
Explore business funding options through Fundably.
Check Eligibility →For UK limited companies with at least 3 months’ trading and monthly revenue.