Spread the cost of a till system from £400 to £20,000+ with flexible finance options: HP, lease or refinance.
Yes, till systems are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £400 to £20,000, and most deals are written over 24–36 months with a deposit of around 10–20%. Decisions typically take 24 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£400 – £20k
Approval Speed
24 hours
Same-day for < £30k
Rates From
6.0% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical till system price. Indicative only, not a quote.
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For UK limited companies with 3+ months’ trading and monthly revenue.
On a purchase price of £3,000: a 10% deposit of £300, then 48 monthly payments of £63 at 5.9% APR representative (fixed). Total amount payable £3,324, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Compact Cash Register/Till Terminal | £300 – £700 | Single-Till Setup |
| Tablet-Based Till with Stand & Reader | £400 – £900 | Tablet Till |
| Cash Drawer, Receipt Printer & Barcode Scanner | £150 – £400 | Till Peripherals |
| Multi-Till Shop Fit-Out (x3) | £2,500 – £7,000 | Multi-Terminal Setup |
Explore business funding options through Fundably
For UK limited companies with 3+ months’ trading and monthly revenue.
Till hardware, cash drawers, printers and scanners qualify for the Annual Investment Allowance, so a purchase or HP agreement can be deducted against taxable profit in the year of purchase, and lease payments are deductible in full as they are paid. If the till runs cloud-based sales or stock software on a subscription, that software cost is a running expense and sits outside the finance agreement.
The typical buyer is an independent shop, café or market trader setting up a new till or replacing hardware that's ageing, unreliable, or no longer able to run current card payment security standards. Till hardware at this end of the market is relatively inexpensive compared with a full EPOS platform, and many small businesses now run a simple tablet-based till with a card reader rather than a traditional cash register, which changes the balance of the quote towards software and payment processing fees rather than the hardware itself. Because the amounts involved are modest, this is one of the more accessible categories of technology finance for a small or newly trading business.
Some specialist lenders consider businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options may be available. Fundably may use a soft credit check for matching, which does not affect your credit score. A hard check may happen if you choose to proceed with a lender.
Explore business funding options through Fundably.
For UK limited companies with 3+ months’ trading and monthly revenue.
See how lenders treat technology assets
Explore business funding options through Fundably.
Check Eligibility →For UK limited companies with at least 3 months’ trading and monthly revenue.