Spread the cost of rugged handheld terminals from £2,000 to £80,000+ with flexible finance options: HP, lease or refinance.
Yes, handheld terminals are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £2,000 to £80,000, and most deals are written over 24–36 months with a deposit of around 10–20%. Decisions typically take 24 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£2k – £80k
Approval Speed
24 hours
Same-day for < £30k
Rates From
5.6% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical handheld terminal price. Indicative only, not a quote.
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For UK limited companies with 3+ months’ trading and monthly revenue.
On a purchase price of £15,000: a 10% deposit of £1,500, then 48 monthly payments of £316 at 5.9% APR representative (fixed). Total amount payable £16,668, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Zebra TC-Series Rugged Mobile Computer (per unit, fleet order) | £800 – £2,200 per unit | Rugged Handheld Computer |
| Honeywell CT-Series Rugged Mobile Computer (per unit) | £700 – £2,000 per unit | Rugged Handheld Computer |
| Vehicle-Mount Terminal (forklift/picking) | £1,200 – £3,000 per unit | Vehicle-Mount Terminal |
| Charging Cradles & Device Management Setup | £1,500 – £8,000 | Fleet Infrastructure |
Explore business funding options through Fundably
For UK limited companies with 3+ months’ trading and monthly revenue.
Rugged handheld terminals, vehicle-mount units and charging infrastructure qualify for the Annual Investment Allowance, so a fleet purchase or HP agreement can be deducted against taxable profit in the year of purchase, and lease payments are deductible in full as they are paid. Warehouse management, field service or mobile device management software licences are running costs and are not part of the equipment finance agreement.
The typical buyer is a warehouse, logistics, field service or retail operation deploying a fleet of rugged handheld computers for picking, delivery confirmation or stocktaking, often replacing devices as the underlying Android operating system reaches its end of security support, which most manufacturers commit to for a fixed number of years from launch. Rugged handhelds cost considerably more than a consumer smartphone of similar processing power because of their drop resistance, sealed housing and long-life battery, and that durability is central to the buying decision for a fleet used daily in a warehouse or vehicle. Because these devices are portable and hold reasonable resale value on the specialist rugged device market, lenders weigh both the business's trading history and the device fleet itself when assessing an application.
Some specialist lenders consider businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options may be available. Fundably may use a soft credit check for matching, which does not affect your credit score. A hard check may happen if you choose to proceed with a lender.
Explore business funding options through Fundably.
For UK limited companies with 3+ months’ trading and monthly revenue.
Explore business funding options through Fundably.
Check Eligibility →For UK limited companies with at least 3 months’ trading and monthly revenue.