Spread the cost of combine harvesters from £100,000 to £500,000+ with flexible finance options. HP, lease, or refinance — compare rates from 40+ lenders.
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Typical cost range
£100,000 – £500,000
Average: £250,000
Finance available
HP · Lease · Refinance
From 3.5% APR
Approval speed
24–72 hours
Seasonal payments available
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Finance Options for Combine Harvesters
Hire Purchase (HP)
RateFrom 3.9% APR
Term12–84 months
Deposit10–20%
OwnershipYours at the end
Best for: Arable farms wanting to own the combine outright
Finance Lease
RateFrom 3.5% APR
Term12–84 months
DepositNone required
OwnershipReturn or buy (balloon payment)
Best for: Tax-efficient — claim 100% of payments against profit
Operating Lease
RateFrom 4.5% APR
Term36–60 months
DepositNone required
OwnershipReturn at end
Best for: Run the latest combine every season. Off balance sheet.
Popular Combine Harvester Models & Costs
John Deere T670£200,000 – £320,000Conventional Combine
New Holland CX8.90£250,000 – £400,000Twin Rotor Combine
Combine harvesters qualify for Annual Investment Allowance (AIA), letting you deduct the full cost from taxable profits in year one — up to £1,000,000. HP agreements allow capital allowances. Lease payments are fully deductible from farming profits.
UK Combine Harvester Market
Around 1,200 new combine harvesters are sold in the UK annually. The average UK arable farm harvests 200–400 hectares per season. GPS-guided precision harvesting is now standard on new combines, improving yield by 5–10%.
Frequently Asked Questions
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