Spread the cost of commercial trailers from £5,000 to £100,000+ with flexible finance options. HP, lease, or refinance
Yes, trailers are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £5,000 to £100,000, and most deals are written over 12–60 months with a deposit of around 10–20%. Decisions typically take 24 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£5k – £100k
Approval Speed
24 hours
Same-day for < £40k
Rates From
4.8% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical trailer price. Indicative only, not a quote.
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For UK limited companies with 3+ months’ trading and monthly revenue.
On a purchase price of £30,000: a 10% deposit of £3,000, then 48 monthly payments of £633 at 5.9% APR representative (fixed). Total amount payable £33,384, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Ifor Williams LM166G | £4,000 – £6,500 | Flatbed Trailer |
| Montracon Curtainsider 13.6m | £25,000 – £40,000 | Curtain-Side |
| Gray & Adams Fridge Trailer | £45,000 – £80,000 | Refrigerated |
| SDC Box Trailer 13.6m | £18,000 – £30,000 | Box Trailer |
Explore business funding options through Fundably
For UK limited companies with 3+ months’ trading and monthly revenue.
Trailers qualify for Annual Investment Allowance (AIA), letting you deduct the full cost from taxable profits in year one, up to £1,000,000. HP allows capital allowances. Lease payments are fully deductible.
Trailers, flatbeds, curtainsiders, tippers and specialist types, are bought by haulage firms, builders' merchants and any business moving goods behind its own tractor unit or van rather than relying entirely on third-party carriers. Because a trailer has no engine and a genuinely long working life, many operators finance it separately from the tractor unit that pulls it, spreading the cost over a longer term matching how slowly a well-built trailer depreciates. Replacement is generally driven by chassis and floor condition under repeated heavy loading, rather than a fixed age. A large, active used market keeps residual values solid and makes refinance straightforward for most hauliers.
Some specialist lenders consider businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options may be available. Fundably may use a soft credit check for matching, which does not affect your credit score. A hard check may happen if you choose to proceed with a lender.
Explore business funding options through Fundably.
For UK limited companies with 3+ months’ trading and monthly revenue.
Explore business funding options through Fundably.
Check Eligibility →For UK limited companies with at least 3 months’ trading and monthly revenue.