Trailer Finance
Spread the cost of commercial trailers from £5,000 to £100,000+ with flexible finance options. HP, lease, or refinance — compare rates from 40+ lenders.
⚡60-second enquiry
🔒No credit check
📊200+ lenders
🇬🇧UK-based advisors
Typical cost range
£5,000 – £100,000
Average: £30,000
Finance available
HP · Lease · Refinance
From 4.8% APR
Approval speed
24 hours
Same-day for < £40k
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Finance Options for Trailers
Hire Purchase (HP)
RateFrom 5.2% APR
Term12–60 months
Deposit10–20%
OwnershipYours at the end
Best for: Hauliers wanting to own trailers outright
Finance Lease
RateFrom 4.8% APR
Term12–60 months
DepositNone required
OwnershipReturn or buy (balloon payment)
Best for: Tax-efficient — claim 100% of payments against profit
Operating Lease
RateFrom 5.5% APR
Term24–60 months
DepositNone required
OwnershipReturn at end
Best for: Flex fleet size with demand. Off balance sheet.
Popular Trailer Models & Costs
Ifor Williams LM166G£4,000 – £6,500Flatbed Trailer
Montracon Curtainsider 13.6m£25,000 – £40,000Curtain-Side
Gray & Adams Fridge Trailer£45,000 – £80,000Refrigerated
SDC Box Trailer 13.6m£18,000 – £30,000Box Trailer
Tax Benefits of Trailer Finance
Trailers qualify for Annual Investment Allowance (AIA), letting you deduct the full cost from taxable profits in year one — up to £1,000,000. HP allows capital allowances. Lease payments are fully deductible.
UK Trailer Market
Over 25,000 new commercial trailers are registered in the UK annually. The UK haulage industry operates approximately 500,000 trailers. Average trailer replacement cycle is 8–12 years.
Frequently Asked Questions
Asset Finance Calculator
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