Spread the cost of ambulances from £55,000 to £95,000+ with flexible finance options. HP, lease, or refinance – compare rates from 40+ lenders.
Yes, ambulances are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £55,000 to £95,000, and most deals are written over 24–72 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£55k – £95k
Approval Speed
24–48 hours
Same-day for < £75k
Rates From
4.8% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical ambulance price. Indicative only, not a quote.
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Check EligibilityOn a purchase price of £75,000: a 10% deposit of £7,500, then 48 monthly payments of £1,582 at 5.9% APR representative (fixed). Total amount payable £83,436, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Ford Transit Ambulance/PTS Conversion | £55,000 – £80,000 | Patient Transport |
| Volkswagen Crafter Ambulance Conversion | £62,000 – £90,000 | A&E/Emergency Conversion |
| Iveco Daily Ambulance Conversion | £58,000 – £85,000 | Patient Transport |
| Mercedes-Benz Sprinter Ambulance Conversion | £65,000 – £95,000 | A&E/Emergency Conversion |
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Check EligibilityThe medical conversion, whether a patient transport fit-out or a fully equipped emergency conversion, is invoiced with the base vehicle and both qualify together as plant and machinery, so the full cost is normally deductible under the Annual Investment Allowance in year one, up to £1,000,000. VAT on hire purchase is generally due upfront on the combined invoice; finance lease and contract hire spread it across the rentals instead, which matters here given how significantly a conversion can add to the base van's price.
Ambulances outside the NHS fleet are bought by private ambulance and patient transport service providers, event medical cover companies, and care providers moving patients between appointments, care homes, or hospitals. Buyers typically finance the base van and its medical conversion together as a single asset, since the fit-out (stretcher mounts, oxygen supply, patient monitoring points) can cost as much as or more than the chassis itself. Replacement is often driven by the condition and compliance of the medical equipment and conversion as much as by vehicle mileage, particularly where the provider is registered with and inspected by a healthcare regulator.
Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.
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