Spread the cost of dropside trucks from £28,000 to £85,000+ with flexible finance options. HP, lease, or refinance – compare rates from 40+ lenders.
Yes, dropside trucks are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £28,000 to £85,000, and most deals are written over 12–72 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£28k – £85k
Approval Speed
24–48 hours
Same-day for < £75k
Rates From
4.6% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical dropside truck price. Indicative only, not a quote.
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Check EligibilityOn a purchase price of £52,000: a 10% deposit of £5,200, then 48 monthly payments of £1,097 at 5.9% APR representative (fixed). Total amount payable £57,856, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Ford Transit Chassis Cab Dropside | £28,000 – £38,000 | 3.5t Dropside |
| DAF LF Dropside | £40,000 – £58,000 | 7.5t Dropside |
| Iveco Eurocargo Dropside | £42,000 – £62,000 | Medium Dropside |
| Mercedes-Benz Atego Dropside with Crane | £55,000 – £85,000 | 18t Dropside/Crane |
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Check EligibilityDropside trucks, and any crane fitted to the body, qualify as plant and machinery for the Annual Investment Allowance, so the full cost is normally deductible from taxable profits in year one, up to £1,000,000. VAT on hire purchase is generally payable upfront; on finance lease or contract hire it's charged on the rentals and recovered as you pay, which can matter more here given how much a crane adds to the invoice value compared with a plain dropside body.
Dropside trucks are bought by builders, groundworkers, fencing and landscaping contractors, and plant hire firms who need to load and unload bulky materials like scaffolding, kerbstones, or timber from the side and rear rather than through a curtain or box body. Many are specified from 3.5 tonnes up to 18 tonnes, with a crane fitted for firms handling heavier or awkward loads without extra labour. New versus used purchasing often comes down to how heavily the previous owner used the crane and drop sides, since these are the parts most likely to show wear before the chassis does.
Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.
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