Spread the cost of hook loaders from £80,000 to £115,000+ with flexible finance options. HP, lease, or refinance
Yes, hook loaders are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £80,000 to £115,000, and most deals are written over 24–72 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£80k – £115k
Approval Speed
24–48 hours
Same-day for < £100k
Rates From
4.7% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical hook loader price. Indicative only, not a quote.
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For UK limited companies with 3+ months’ trading and monthly revenue.
On a purchase price of £92,000: a 10% deposit of £9,200, then 48 monthly payments of £1,941 at 5.9% APR representative (fixed). Total amount payable £102,368, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| DAF CF Hook Loader | £80,000 – £105,000 | 26t Hook Loader |
| Scania P-Series Hook Loader | £80,000 – £105,000 | Hook Loader |
| Volvo FM Hook Loader | £85,000 – £110,000 | Hook Loader |
| Mercedes-Benz Actros Hook Loader | £85,000 – £115,000 | Hook Loader |
Explore business funding options through Fundably
For UK limited companies with 3+ months’ trading and monthly revenue.
A hook loader's lifting frame and hydraulics are invoiced with the chassis and both qualify together as plant and machinery for the Annual Investment Allowance, so the full cost is normally deductible in year one, up to £1,000,000. VAT on hire purchase is generally due upfront on the combined invoice; finance lease and contract hire spread it across the rentals instead, useful given how much the loading equipment adds to a hook loader's price over a plain rigid chassis.
Hook loaders are bought by waste management companies, demolition and construction firms, and plant hire businesses that need to swap different roll-on/roll-off containers, skips, or bulk bins on and off the same chassis rather than being tied to one fixed body. This flexibility is the main reason operators choose a hook loader over a fixed skip or tipper body, and it's a common vehicle for firms servicing multiple types of waste or material stream from one truck. Replacement is usually driven by the hook gear's hydraulics and frame wear as much as the chassis mileage, since the lifting mechanism works hard on every load.
Some specialist lenders consider businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options may be available. Fundably may use a soft credit check for matching, which does not affect your credit score. A hard check may happen if you choose to proceed with a lender.
Explore business funding options through Fundably.
For UK limited companies with 3+ months’ trading and monthly revenue.
Explore business funding options through Fundably.
Check Eligibility →For UK limited companies with at least 3 months’ trading and monthly revenue.