Spread the cost of skip lorries from £62,000 to £120,000+ with flexible finance options. HP, lease, or refinance
Yes, skip lorrys are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £62,000 to £120,000, and most deals are written over 24–72 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£62k – £120k
Approval Speed
24–48 hours
Same-day for < £75k
Rates From
4.7% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical skip lorry price. Indicative only, not a quote.
Explore business funding options through Fundably
For UK limited companies with 3+ months’ trading and monthly revenue.
On a purchase price of £78,000: a 10% deposit of £7,800, then 48 monthly payments of £1,645 at 5.9% APR representative (fixed). Total amount payable £86,760, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Iveco Eurocargo Skip Loader | £62,000 – £82,000 | Medium Skip Loader |
| DAF LF Skip Loader | £65,000 – £85,000 | 18t Skip Loader |
| Volvo FL Skip Loader | £70,000 – £95,000 | Skip Loader |
| Mercedes-Benz Econic Skip Loader | £85,000 – £120,000 | Low-Entry Skip Loader |
Explore business funding options through Fundably
For UK limited companies with 3+ months’ trading and monthly revenue.
Skip lorries, including the hydraulic loading gear, qualify as plant and machinery for the Annual Investment Allowance, so the full invoice cost is normally deductible from taxable profits in year one, up to £1,000,000. VAT on hire purchase is generally due upfront; on finance lease or contract hire it's charged on the rentals and recovered as you pay, which helps when adding several vehicles to a growing skip hire fleet at once.
Skip lorries are bought by skip hire and waste management companies, and by builders' merchants and demolition firms running their own waste collection. Operators typically run a fleet rather than a single vehicle, since skip hire depends on having enough trucks to service a delivery and collection round, and finance lets a growing business add capacity without funding each new lorry from cash. A waste carrier's licence is required to operate commercially, and replacement decisions are usually driven by the condition of the hydraulic loading gear as much as the chassis, since it sees continuous heavy use loading and tipping skips.
Some specialist lenders consider businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options may be available. Fundably may use a soft credit check for matching, which does not affect your credit score. A hard check may happen if you choose to proceed with a lender.
Explore business funding options through Fundably.
For UK limited companies with 3+ months’ trading and monthly revenue.
Explore business funding options through Fundably.
Check Eligibility →For UK limited companies with at least 3 months’ trading and monthly revenue.