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Lendus

Pickup Truck Finance

Spread the cost of pickup trucks from £25,000 to £65,000+ with flexible finance options. HP, lease, or refinance — compare rates from 40+ lenders.

60-second enquiry
🔒No credit check
📊200+ lenders
🇬🇧UK-based advisors
Typical cost range
£25,000 – £65,000
Average: £38,000
Finance available
HP · Lease · Refinance
From 4.9% APR
Approval speed
24–48 hours
Same-day for < £50k

Get Pickup Truck finance quotes

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Finance Options for Pickup Trucks

Hire Purchase (HP)
RateFrom 5.4% APR
Term12–60 months
Deposit10–20%
OwnershipYours at the end
Best for: Businesses wanting to own the pickup outright
Finance Lease
RateFrom 4.9% APR
Term12–60 months
DepositNone required
OwnershipReturn or buy (balloon payment)
Best for: Tax-efficient — claim 100% of payments against profit
Operating Lease
RateFrom 5.5% APR
Term24–48 months
DepositNone required
OwnershipReturn at end
Best for: Upgrade every few years. Off balance sheet.

Popular Pickup Truck Models & Costs

Toyota Hilux£28,000 – £42,000Double Cab Pickup
Ford Ranger Wildtrak£35,000 – £48,000Double Cab Pickup
Isuzu D-Max£26,000 – £38,000Double Cab Pickup
Volkswagen Amarok£38,000 – £55,000Double Cab Pickup

Tax Benefits of Pickup Truck Finance

Pickup trucks with a payload of 1 tonne or more are classified as light commercial vehicles and qualify for Annual Investment Allowance (AIA). HP lets you claim capital allowances on the asset. Lease payments are fully deductible from taxable profits.

UK Pickup Truck Market

UK pickup truck registrations exceeded 50,000 units in 2024. Pickup trucks are the fastest-growing segment of the UK commercial vehicle market, with 12% year-on-year growth. Over 65% of pickup sales are to business users.

Frequently Asked Questions

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