Spread the cost of reach trucks from £18,000 to £32,000+ with flexible finance options. HP, lease, or refinance – compare rates from 40+ lenders.
Yes, reach trucks are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £18,000 to £32,000, and most deals are written over 24–60 months with a deposit of around 10–20%. Decisions typically take 24 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£18k – £32k
Approval Speed
24 hours
Same-day for < £30k
Rates From
4.9% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical reach truck price. Indicative only, not a quote.
Compare reach truck finance rates from 200+ lenders
Check EligibilityOn a purchase price of £25,000: a 10% deposit of £2,500, then 48 monthly payments of £527 at 5.9% APR representative (fixed). Total amount payable £27,796, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Toyota BT Reflex Reach Truck | £22,000 – £30,000 | Narrow Aisle Reach Truck |
| Linde R-Series Reach Truck | £24,000 – £32,000 | Narrow Aisle Reach Truck |
| Jungheinrich ETV Reach Truck | £23,000 – £31,000 | Narrow Aisle Reach Truck |
| Crown ESR Reach Truck | £18,000 – £29,000 | Reach Truck |
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Check EligibilityReach trucks qualify as plant and machinery, so the Annual Investment Allowance lets you deduct the full purchase cost from taxable profits in year one, up to £1,000,000. VAT on hire purchase is generally due upfront and reclaimed on your next return if you're VAT-registered; on finance lease or contract hire it's charged on the rentals instead, which can suit warehouses adding several trucks at once as part of a wider fit-out.
Reach trucks are bought by warehouse and distribution centre operators to work narrow-aisle racking, reaching pallets at height that a counterbalance forklift can't access in the same footprint. Because a reach truck needs to match the specific mast height and aisle width of the racking it's used with, buyers usually choose a model and specification carefully at the point of a warehouse fit-out or racking change, rather than buying off the shelf. Battery type and charging arrangements (opportunity charging versus a dedicated charging bay) are a practical factor in both purchase and ongoing running costs.
Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.
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