Spread the cost of recovery trucks from £38,000 to £110,000+ with flexible finance options. HP, lease, or refinance
Yes, recovery trucks are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £38,000 to £110,000, and most deals are written over 24–72 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£38k – £110k
Approval Speed
24–48 hours
Same-day for < £75k
Rates From
4.7% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical recovery truck price. Indicative only, not a quote.
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For UK limited companies with 3+ months’ trading and monthly revenue.
On a purchase price of £70,000: a 10% deposit of £7,000, then 48 monthly payments of £1,477 at 5.9% APR representative (fixed). Total amount payable £77,896, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Ford Transit Slide-Bed Recovery | £38,000 – £55,000 | 3.5t Recovery |
| Iveco Daily Recovery | £55,000 – £80,000 | 7.5t Recovery |
| DAF LF Recovery with Spec-Lift | £75,000 – £110,000 | 18t Recovery |
| Mercedes-Benz Atego Recovery | £70,000 – £100,000 | Heavy Recovery |
Explore business funding options through Fundably
For UK limited companies with 3+ months’ trading and monthly revenue.
A recovery truck's specialist body, whether a slide-bed, wheel-lift, or under-lift spec-lift, is invoiced with the chassis and both qualify together as plant and machinery, so the full cost is normally deductible under the Annual Investment Allowance in year one, up to £1,000,000. HP requires VAT upfront; finance lease and contract hire spread it across the rentals instead, which helps given how much a recovery body adds to the price over a plain rigid chassis.
Recovery trucks are bought by breakdown and recovery operators, garages, and vehicle transport companies, ranging from a 3.5-tonne slide-bed for light car recovery up to heavy spec-lift units capable of towing HGVs. Buyers financing a recovery truck are usually building or renewing a fleet to service contracts with breakdown organisations, insurers, or local authorities, where reliability and 24-hour availability matter more than on most other commercial vehicles. Replacement is often driven by the recovery equipment's hydraulics and winch condition alongside the chassis mileage, since both see hard, repeated use.
Some specialist lenders consider businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options may be available. Fundably may use a soft credit check for matching, which does not affect your credit score. A hard check may happen if you choose to proceed with a lender.
Explore business funding options through Fundably.
For UK limited companies with 3+ months’ trading and monthly revenue.
Explore business funding options through Fundably.
Check Eligibility →For UK limited companies with at least 3 months’ trading and monthly revenue.