Spread the cost of flatbed trucks from £40,000 to £90,000+ with flexible finance options. HP, lease, or refinance
Yes, flatbed trucks are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £40,000 to £90,000, and most deals are written over 24–72 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£40k – £90k
Approval Speed
24–48 hours
Same-day for < £75k
Rates From
4.6% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical flatbed truck price. Indicative only, not a quote.
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For UK limited companies with 3+ months’ trading and monthly revenue.
On a purchase price of £60,000: a 10% deposit of £6,000, then 48 monthly payments of £1,266 at 5.9% APR representative (fixed). Total amount payable £66,768, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| DAF LF Flatbed | £42,000 – £60,000 | 7.5t Flatbed |
| Mercedes-Benz Atego Flatbed | £55,000 – £85,000 | 18t Flatbed with Crane |
| Iveco Eurocargo Flatbed | £45,000 – £65,000 | Medium Flatbed |
| MAN TGL Flatbed | £48,000 – £70,000 | Flatbed with Beavertail |
Explore business funding options through Fundably
For UK limited companies with 3+ months’ trading and monthly revenue.
A flatbed truck, including any crane or loading equipment fitted to it, qualifies as plant and machinery, so the full purchase price can normally be deducted from taxable profits in year one under the Annual Investment Allowance, up to £1,000,000. On HP, VAT on the invoice (truck and crane together) is generally due upfront; on finance lease or contract hire it's spread across the rentals and recovered as you pay, which matters more here than on a plain rigid since a crane-fitted flatbed carries a noticeably higher invoice price.
Flatbed trucks are the workhorse of builders' merchants, plant hire firms, timber and steel stockholders, and general haulage businesses moving palletised or oversized loads that don't need a fully enclosed body. Many are specified with a rear-mounted crane, which adds significantly to the purchase price and is a common reason buyers choose finance rather than cash. Replacement is usually driven by the condition of the crane and hydraulics as much as the chassis, since a worn crane can be more expensive to keep running than the truck underneath it.
Some specialist lenders consider businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options may be available. Fundably may use a soft credit check for matching, which does not affect your credit score. A hard check may happen if you choose to proceed with a lender.
Explore business funding options through Fundably.
For UK limited companies with 3+ months’ trading and monthly revenue.
Explore business funding options through Fundably.
Check Eligibility →For UK limited companies with at least 3 months’ trading and monthly revenue.