Spread the cost of gritters from £85,000 to £130,000+ with flexible finance options. HP, lease, or refinance – compare rates from 40+ lenders.
Yes, gritters are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £85,000 to £130,000, and most deals are written over 36–84 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£85k – £130k
Approval Speed
24–48 hours
Same-day for < £100k
Rates From
4.9% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical gritter price. Indicative only, not a quote.
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Check EligibilityOn a purchase price of £100,000: a 10% deposit of £10,000, then 48 monthly payments of £2,110 at 5.9% APR representative (fixed). Total amount payable £111,280, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| DAF LF Gritter/Spreader | £85,000 – £110,000 | Gritter with Plough |
| Volvo FL Gritter | £90,000 – £120,000 | Highways-Spec Gritter |
| Mercedes-Benz Arocs Gritter | £95,000 – £125,000 | Gritter/Spreader |
| Scania P-Series Gritter | £95,000 – £130,000 | Gritter with Plough |
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Check EligibilityGritters, including the spreader body and any snow plough attachment, qualify as plant and machinery for the Annual Investment Allowance, so the full invoice cost is normally deductible from taxable profits in year one, up to £1,000,000. VAT on hire purchase is generally due upfront; on finance lease or contract hire it's spread across the rentals instead, which is often useful given how seasonal gritting income can be, since it avoids one large VAT payment landing outside the winter maintenance season.
Gritters are bought by local authority highways departments and the private contractors who deliver winter maintenance services on their behalf, almost always specified with a salt spreader body and often a front-mounted snow plough. Because the vehicle earns most of its keep over a few winter months, many operators use the chassis for other work (such as general haulage or a demountable body) during the rest of the year, and finance decisions often reflect that dual-purpose use. Replacement is usually driven by the spreader mechanism's condition and corrosion resistance, since road salt is highly corrosive to both the body and the chassis underneath it.
Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.
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