Spread the cost of Luton vans from £25,000 to £45,000+ with flexible finance options. HP, lease, or refinance
Yes, luton vans are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £25,000 to £45,000, and most deals are written over 12–60 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£25k – £45k
Approval Speed
24–48 hours
Same-day for < £50k
Rates From
4.8% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical luton van price. Indicative only, not a quote.
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For UK limited companies with 3+ months’ trading and monthly revenue.
On a purchase price of £33,000: a 10% deposit of £3,300, then 48 monthly payments of £696 at 5.9% APR representative (fixed). Total amount payable £36,708, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Ford Transit Luton | £30,000 – £42,000 | Luton with Tail Lift |
| Mercedes-Benz Sprinter Luton | £34,000 – £48,000 | Luton with Tail Lift |
| Iveco Daily Luton | £32,000 – £46,000 | Luton with Tail Lift |
| Peugeot Boxer Luton | £26,000 – £38,000 | Luton Van |
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For UK limited companies with 3+ months’ trading and monthly revenue.
A Luton van, including a factory or dealer-fitted tail lift, qualifies for the Annual Investment Allowance, so the full invoice cost can normally be deducted from taxable profits in year one, up to £1,000,000. VAT on HP is generally due upfront; on finance lease or contract hire it's spread across the rentals and recovered as you pay. If the van is also used privately by an employee, a benefit-in-kind charge is likely to apply, so it's worth restricting private use in policy if the van is meant to be work-only.
Luton vans are the standard choice for removal companies, furniture and white goods delivery, and event or exhibition businesses that need maximum load volume on a 3.5-tonne chassis and a tail lift to load heavy or awkward items without a ramp. Because the over-cab box and tail lift both add weight, payload is tighter than on an equivalent box van, which is a common reason buyers upgrade to a 7.5-tonne alternative once volumes grow. Replacement decisions often centre on the tail lift's hydraulics and electrics as much as the chassis, since a failed tail lift can put the vehicle out of action for the work it was bought for.
Some specialist lenders consider businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options may be available. Fundably may use a soft credit check for matching, which does not affect your credit score. A hard check may happen if you choose to proceed with a lender.
Explore business funding options through Fundably.
For UK limited companies with 3+ months’ trading and monthly revenue.
See how lenders treat vehicles assets
Explore business funding options through Fundably.
Check Eligibility →For UK limited companies with at least 3 months’ trading and monthly revenue.