Spread the cost of box vans from £22,000 to £45,000+ with flexible finance options. HP, lease, or refinance – compare rates from 40+ lenders.
Yes, box vans are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £22,000 to £45,000, and most deals are written over 12–60 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£22k – £45k
Approval Speed
24–48 hours
Same-day for < £50k
Rates From
4.8% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical box van price. Indicative only, not a quote.
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Check EligibilityOn a purchase price of £32,000: a 10% deposit of £3,200, then 48 monthly payments of £675 at 5.9% APR representative (fixed). Total amount payable £35,600, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Ford Transit Box Van | £28,000 – £40,000 | 3.5t Box Van |
| Mercedes-Benz Sprinter Box Van | £32,000 – £48,000 | 3.5t Box Van |
| Iveco Daily Box Van | £30,000 – £45,000 | 3.5–7.2t Box Van |
| Volkswagen Crafter Box Van | £30,000 – £46,000 | 3.5t Box Van |
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Check EligibilityBox vans qualify for the Annual Investment Allowance, letting you deduct the full purchase cost from taxable profits in year one, up to £1,000,000. HP agreements let you claim capital allowances on the asset once VAT (usually payable upfront if you're VAT-registered) is settled. Lease and contract hire payments are typically fully deductible as a business expense, with VAT charged on the rentals and recovered within them rather than as one lump sum at the start. Where a box van is available for an employee's private use as well as work, a benefit-in-kind charge can apply, so it's worth restricting private use in the employment contract if that's not intended.
Box vans are bought by couriers, removal firms, trades merchants, and small distribution businesses that need a fully enclosed load area without the height of a Luton body. Many operators finance rather than buy outright to preserve cash for stock, fuel, and staff, since the van itself doesn't generate revenue directly, the work it carries out does. Replacement is usually driven by mileage and warranty expiry on the base vehicle, with the box body itself often outlasting several chassis if it's kept in good repair, which is one reason some operators choose to refinance an existing van rather than replace it outright.
Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.
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