Spread the cost of refrigerated trailers from £42,000 to £64,000+ with flexible finance options. HP, lease, or refinance
Yes, refrigerated trailers are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £42,000 to £64,000, and most deals are written over 24–84 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£42k – £64k
Approval Speed
24–48 hours
Same-day for < £50k
Rates From
4.6% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical refrigerated trailer price. Indicative only, not a quote.
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For UK limited companies with 3+ months’ trading and monthly revenue.
On a purchase price of £48,000: a 10% deposit of £4,800, then 48 monthly payments of £1,013 at 5.9% APR representative (fixed). Total amount payable £53,424, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| SDC Reefer Trailer (Carrier Unit) | £42,000 – £58,000 | 13.6m Refrigerated Trailer |
| Gray & Adams Refrigerated Trailer | £45,000 – £62,000 | 13.6m Multi-Temp Trailer |
| Chereau Refrigerated Trailer | £44,000 – £60,000 | 13.6m Refrigerated Trailer |
| Schmitz Cargobull Reefer Trailer | £46,000 – £64,000 | 13.6m Refrigerated Trailer |
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For UK limited companies with 3+ months’ trading and monthly revenue.
A refrigerated trailer's fridge unit is invoiced with the trailer body and both qualify together as plant and machinery for the Annual Investment Allowance, so the combined cost is normally deductible in year one, up to £1,000,000. VAT on hire purchase is generally due upfront; finance lease or contract hire spreads it across the rentals instead, which is worth considering given how much the refrigeration equipment adds to the trailer's price compared with a standard curtainsider or box trailer.
Refrigerated trailers are financed by cold chain hauliers, food and drink distributors, and third-party logistics providers moving chilled or frozen goods over long distances by road. Because the fridge unit is a mechanical, fuel or battery-powered system in its own right, servicing and eventual replacement of the unit is a separate consideration from the trailer body's condition, and both affect a used trailer's value. Buyers often run a mixed fleet of new and used reefer trailers, since a well-maintained fridge unit can be rebuilt or replaced independently of the trailer chassis if it fails before the trailer itself is due for renewal.
Some specialist lenders consider businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options may be available. Fundably may use a soft credit check for matching, which does not affect your credit score. A hard check may happen if you choose to proceed with a lender.
Explore business funding options through Fundably.
For UK limited companies with 3+ months’ trading and monthly revenue.
Explore business funding options through Fundably.
Check Eligibility →For UK limited companies with at least 3 months’ trading and monthly revenue.