Spread the cost of refrigerated vehicles from £25,000 to £120,000+ with flexible finance options. HP, lease, or refinance
Yes, refrigerated vehicles are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £25,000 to £120,000, and most deals are written over 12–60 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£25k – £120k
Approval Speed
24–48 hours
Same-day for < £50k
Rates From
4.8% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical refrigerated vehicle price. Indicative only, not a quote.
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For UK limited companies with 3+ months’ trading and monthly revenue.
On a purchase price of £55,000: a 10% deposit of £5,500, then 48 monthly payments of £1,160 at 5.9% APR representative (fixed). Total amount payable £61,180, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Mercedes Sprinter Fridge Van | £40,000 – £60,000 | Large Fridge Van |
| Ford Transit Custom Fridge | £32,000 – £48,000 | Medium Fridge Van |
| DAF LF Refrigerated 7.5t | £55,000 – £85,000 | Refrigerated Rigid |
| Peugeot Boxer Fridge Van | £28,000 – £42,000 | Medium Fridge Van |
Explore business funding options through Fundably
For UK limited companies with 3+ months’ trading and monthly revenue.
Refrigerated vehicles qualify for Annual Investment Allowance (AIA), letting you deduct the full purchase cost from taxable profits in year one, up to £1,000,000. The refrigeration unit and vehicle can both be claimed. Lease payments are fully deductible as a business expense.
Refrigerated vehicles are bought by food and drink distributors, catering suppliers, pharmaceutical logistics firms and any business moving temperature-sensitive goods, from a single refrigerated van for a small food producer to a fleet for a regional distributor. Finance is the standard route because a refrigerated vehicle costs meaningfully more than an equivalent standard van, largely due to the refrigeration unit and insulated body, keeping the purchase manageable for businesses on tight delivery margins. Replacement is driven by mileage, refrigeration unit condition and rising maintenance costs, since a failed fridge unit can write off a whole delivery run. A reasonably active used market supports residual values.
Some specialist lenders consider businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options may be available. Fundably may use a soft credit check for matching, which does not affect your credit score. A hard check may happen if you choose to proceed with a lender.
Explore business funding options through Fundably.
For UK limited companies with 3+ months’ trading and monthly revenue.
Explore business funding options through Fundably.
Check Eligibility →For UK limited companies with at least 3 months’ trading and monthly revenue.