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Lendus

Medical Equipment Finance

Spread the cost of medical equipment from £5,000 to £500,000+ with flexible finance options. HP, lease, or refinance — compare rates from 40+ lenders.

60-second enquiry
🔒No credit check
📊200+ lenders
🇬🇧UK-based advisors
Typical cost range
£5,000 – £500,000
Average: £60,000
Finance available
HP · Lease · Refinance
From 4.5% APR
Approval speed
24–48 hours
Same-day for < £75k

Get Medical Equipment finance quotes

Tell us what you need and we'll match you with lenders who specialise in healthcare.

No credit check · No obligation · Free, instant comparison

Finance Options for Medical Equipments

Hire Purchase (HP)
RateFrom 4.9% APR
Term12–84 months
Deposit10–20%
OwnershipYours at the end
Best for: Private clinics wanting to own equipment outright
Finance Lease
RateFrom 4.5% APR
Term12–84 months
DepositNone required
OwnershipReturn or buy (balloon payment)
Best for: Tax-efficient — claim 100% of payments against profit
Operating Lease
RateFrom 5.2% APR
Term24–60 months
DepositNone required
OwnershipReturn at end
Best for: Always have latest medical technology. Off balance sheet.

Popular Medical Equipment Models & Costs

GE Vivid S60N£40,000 – £80,000Ultrasound Scanner
Siemens MOBILETT Elara Max£60,000 – £100,000Mobile X-Ray
Mindray BeneVision N22£8,000 – £15,000Patient Monitor
Dräger Atlan A350£30,000 – £50,000Anaesthesia Workstation

Tax Benefits of Medical Equipment Finance

Medical equipment qualifies for Annual Investment Allowance (AIA), letting you deduct the full cost from taxable profits in year one — up to £1,000,000. HP allows capital allowances. Lease payments are fully deductible from profits.

UK Medical Equipment Market

The UK medical devices market is worth £12.6bn, the third largest in Europe. Private healthcare investment in the UK is growing at 7% annually. Over 8,000 private clinics and surgeries operate in the UK.

Frequently Asked Questions

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