Lendus.

Laser Cutter Finance

Spread the cost of laser cutters from £10,000 to £500,000+ with flexible finance options. HP, lease, or refinance — compare rates from 40+ lenders.

200+ UK lenders
2-minute application
No credit check to apply
FCA-regulated brokers

Typical Cost

£10k – £500k

Approval Speed

24–48 hours

Same-day for < £100k

Rates From

From 4.5% APR

Compare laser cutter finance rates from 200+ lenders

Check Eligibility

Finance options

Hire Purchase (HP)

Rate
From 4.9% APR
Term
12–84 months
Deposit
10–20%
Ownership
Yours at the end
Best for
Fabricators wanting to own the laser outright

Finance Lease

Rate
From 4.5% APR
Term
12–84 months
Deposit
None required
Ownership
Return or buy (balloon payment)
Best for
Tax-efficient — claim 100% of payments against profit

Operating Lease

Rate
From 5.2% APR
Term
24–60 months
Deposit
None required
Ownership
Return at end
Best for
Keep up with latest laser technology. Off balance sheet.

Representative example

Borrow £80,000 over 48 months at 5.9% APR (fixed). Monthly repayment: ~£1,665. Total amount payable: ~£79,920. Rates depend on your circumstances.

Popular models

Model Price Range Type
Trumpf TruLaser 1030 fiber £120,000 – £250,000 Fibre Laser Flatbed
Bystronic ByStar Fiber £180,000 – £350,000 High-Speed Fibre
Epilog Fusion Pro 48 £25,000 – £40,000 CO2/Fibre Combo
Bodor i7 £45,000 – £90,000 Fibre Laser Cutter

Ready to compare laser cutter finance? 2 minutes, no credit check.

Check Eligibility

Tax benefits

Laser cutters qualify for Annual Investment Allowance (AIA), letting you deduct the full cost from taxable profits in year one — up to £1,000,000. HP agreements allow capital allowances. Lease payments are fully deductible.

Market context

Fibre lasers now account for 75% of new laser cutter sales in the UK, overtaking CO2. The UK sheet metal fabrication market is worth £2.8bn. Average laser cutter ROI for UK fabricators is 12–18 months.

Bad credit?

Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Our eligibility check uses a soft search only — no impact on your credit score.

Compare rates from 200+ lenders — takes 2 minutes.

Check Eligibility

Frequently asked questions

Can I finance a used laser cutter?
Yes. Most lenders finance used laser cutters up to 8 years old. Fibre lasers retain value better than CO2. An independent valuation is required for machines over 5 years old.
What deposit do I need?
For hire purchase, most lenders ask for 10–20% deposit. Finance leases and operating leases often require no deposit. Larger deposits reduce monthly payments.
How quickly can I get laser cutter finance?
Most applications are approved within 24–48 hours. For deals under £100k, same-day approval is common. High-value systems may take 5–7 working days.
Can I include extraction and installation?
Yes. Most lenders allow you to include extraction systems, installation, and training costs in the finance if they appear on the supplier's invoice.

Guides and resources

Ready to finance your laser cutter?

Compare rates from 200+ lenders. No credit check.

Check Eligibility →
Check Eligibility — 2 min, no credit check