Lendus.

Dry Cleaning Equipment Finance

Spread the cost of dry cleaning equipment from £5,000 to £150,000+ with flexible finance options. HP, lease, or refinance — compare rates from 40+ lenders.

200+ UK lenders
2-minute application
No credit check to apply
FCA-regulated brokers

Typical Cost

£5k – £150k

Approval Speed

24–48 hours

Same-day for < £40k

Rates From

From 5.5% APR

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Finance options

Hire Purchase (HP)

Rate
From 5.9% APR
Term
12–60 months
Deposit
10–20%
Ownership
Yours at the end
Best for
Dry cleaners wanting to own equipment outright

Finance Lease

Rate
From 5.5% APR
Term
12–60 months
Deposit
None required
Ownership
Return or buy (balloon payment)
Best for
Tax-efficient — claim 100% of payments against profit

Operating Lease

Rate
From 6.2% APR
Term
24–48 months
Deposit
None required
Ownership
Return at end
Best for
Stay up to date with eco-friendly solvent tech. Off balance sheet.

Representative example

Borrow £35,000 over 48 months at 5.9% APR (fixed). Monthly repayment: ~£728. Total amount payable: ~£34,944. Rates depend on your circumstances.

Popular models

Model Price Range Type
Bowe P18 Perc Machine £30,000 – £55,000 Perc Dry Clean
Multimatic MS350 £40,000 – £70,000 Hydrocarbon System
Girbau HS6024 Washer £8,000 – £15,000 Industrial Washer
Veit Varioset Finishing £12,000 – £25,000 Pressing System

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Tax benefits

Dry cleaning equipment qualifies for Annual Investment Allowance (AIA), letting you deduct the full cost from taxable profits in year one. HP allows capital allowances. Lease payments are fully deductible.

Market context

The UK dry cleaning industry is worth £700m annually. There are approximately 3,500 dry cleaning businesses in the UK. Eco-friendly hydrocarbon and wet-cleaning systems are growing at 15% annually as the industry moves away from perc solvents.

Bad credit?

Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Our eligibility check uses a soft search only — no impact on your credit score.

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Frequently asked questions

Can I finance a full dry cleaning shop fit-out?
Yes. Most lenders allow you to bundle all machines, pressing equipment, and conveyor systems into a single agreement.
What deposit do I need?
For hire purchase, most lenders ask for 10–20% deposit. Finance leases and operating leases often require no deposit.
Can I finance used dry cleaning machines?
Yes. Most lenders finance used machines up to 8 years old. Well-maintained equipment from major brands retains value well. Independent inspection may be required.
How quickly can I get dry cleaning equipment finance?
Most applications are approved within 24–48 hours. For deals under £40k, same-day approval is common.

Guides and resources

Ready to finance your dry cleaning equipment?

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