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Hair Washing Unit Finance

Spread the cost of hair washing and backwash units from £600 to £5,500 with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.

Can you finance a hair washing unit?

Yes, hair washing units are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £600 to £5,500, and most deals are written over 12–48 months with a deposit of around 10–20%. Decisions typically take 24 hours. Used machines are financeable too, usually with a shorter term.

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Typical Cost

£600 – £6k

Approval Speed

24 hours

Longer for full salon fit-outs

Rates From

6.0% APR

What would a hair washing unit cost per month?

£2,200
10%
60 months
9%
£0

Your estimate

Indicative only. Not a quote and not an offer of finance.

Pre-filled with a typical hair washing unit price. Indicative only, not a quote.

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Finance options

Hire Purchase (HP)

Rate
From 6.5% APR
Term
12–48 months
Deposit
10–20%
Ownership
Yours at the end
Best for
Salons wanting to own the units outright

Finance Lease

Rate
From 6.0% APR
Term
12–48 months
Deposit
None required
Ownership
Return or buy (balloon payment)
Best for
Tax-efficient, claim 100% of payments against profit

Operating Lease

Rate
From 6.8% APR
Term
24–36 months
Deposit
None required
Ownership
Return at end
Best for
Refitting a wash area without a large upfront cost

Representative example

On a purchase price of £2,200: a 10% deposit of £220, then 48 monthly payments of £46 at 5.9% APR representative (fixed). Total amount payable £2,428, including the deposit. The rate you are offered depends on your business and the asset.

What buyers actually specify

Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.

Machine or specification Guide price Type
Single Basin Hair Washing Unit £600 – £1,500 Single Basin Unit (specification class)
Reclining Double Basin Unit £1,800 – £3,000 Double Basin Unit (specification class)
Takara Belmont Yume Backwash Unit £3,000 – £5,500 Premium Backwash Unit

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Tax benefits

Hair washing units qualify for the Annual Investment Allowance (AIA), letting you deduct the full cost from taxable profits in the year of purchase. Hire purchase lets you claim capital allowances as you own the asset from day one. Finance lease and operating lease payments are treated as a revenue expense and are usually fully deductible against profits.

Market context

Hair washing and backwash units are bought by hairdressers and barbershops fitting out a wash area, ranging from a simple single basin unit to a premium reclining backwash chair with a built-in massage function. Because these units need plumbing and drainage, they're usually financed alongside the wider salon fit-out or refit rather than as a standalone item, particularly when a new salon is being built out from scratch. Replacement is generally driven by wear on the basin, tap fittings and upholstery from constant daily water use rather than the unit becoming outdated, and there is a modest used market for hair washing units given how frequently salons refit their wash area.

Bad credit?

Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.

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Frequently asked questions

Can plumbing be included when financing a hair washing unit?
Yes, most lenders will finance a complete wash station package, the unit itself, plumbing and drainage connections and any surrounding fit-out work, as one agreement rather than separate finance for equipment and building work. This is the normal approach for a new salon build-out or a wash area refit, so ask your fitter for one itemised quote covering the full scope.
How many units can I finance together for a multi-chair salon?
There's no set limit, and financing several washing units together for a salon with multiple styling chairs is common practice, often on better overall terms than financing each unit separately since the lender reviews one larger, well-specified order rather than a series of smaller ones. This also keeps every unit on the same repayment schedule, which many salon owners find simpler to manage than staggering finance agreements as the salon grows or refits over time.
Is a premium reclining unit worth financing over a basic basin?
A premium reclining unit with a massage function costs considerably more than a basic single basin, so the right choice depends on the positioning of your salon and how much client comfort matters to your brand. Both are straightforward to finance, the difference is mainly in the deposit and monthly payment given the price gap, so it's worth deciding on client experience grounds first and then comparing finance quotes on the specification you actually want.
Can newly opened salons get finance for hair washing units?
Yes, a salon that has only just opened can still get finance for a hair washing unit, though a business under two years of trading is more likely to be asked for a personal guarantee from a director, or a slightly higher deposit than an established salon would need to put down. Evidence of a signed salon lease and a clear specification for the unit you want helps support the application, alongside the standard credit checks any equipment finance goes through. Many new salons are financing a wash unit as part of a wider fit-out, in which case the lender will look at the whole project cost rather than judging the unit in isolation.
How quickly can hair washing unit finance be approved?
Most applications for one or two units are approved within 24 hours for an established salon with a clean credit history and a clear quote from the supplier. Larger multi-unit orders bundled with plumbing and fit-out work may take a little longer while the lender reviews the full project scope, and a newly opened salon should expect a short additional check of trading history and the salon lease before a decision is made.
What deposit is needed to finance a hair washing unit?
For hire purchase, most lenders ask for a deposit of 10 to 20% of the unit's price, though this can be higher for a business trading under two years. Finance lease and operating lease agreements typically need no deposit at all, since the lender retains an interest in the equipment throughout the term rather than transferring ownership straight away, which is why many salons choose one of these routes for a wash unit rather than hire purchase. Whichever structure you choose, putting down a larger deposit than the minimum will reduce the monthly payment and can support a better rate, which is worth discussing when comparing quotes.

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