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Ironing Equipment Finance

Spread the cost of ironers, presses and finishing equipment from £2,000 to £40,000+ with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.

Can you finance a ironing equipment?

Yes, ironing equipments are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £2,000 to £40,000, and most deals are written over 12–60 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.

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Typical Cost

£2k – £40k

Approval Speed

24–48 hours

Same-day for < £15k

Rates From

5.5% APR

What would a ironing equipment cost per month?

£10,000
10%
60 months
9%
£0

Your estimate

Indicative only. Not a quote and not an offer of finance.

Pre-filled with a typical ironing equipment price. Indicative only, not a quote.

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Finance options

Hire Purchase (HP)

Rate
From 6.0% APR
Term
12–60 months
Deposit
10–20%
Ownership
Yours at the end
Best for
Businesses wanting to own their finishing equipment outright

Finance Lease

Rate
From 5.5% APR
Term
12–60 months
Deposit
None required
Ownership
Return or buy (balloon payment)
Best for
Tax efficient; claim 100% of payments against profit

Operating Lease

Rate
From 6.3% APR
Term
24–48 months
Deposit
None required
Ownership
Return at end
Best for
Suits businesses refreshing finishing equipment on a lease cycle. Off balance sheet.

Representative example

On a purchase price of £10,000: a 10% deposit of £1,000, then 48 monthly payments of £211 at 5.9% APR representative (fixed). Total amount payable £11,128, including the deposit. The rate you are offered depends on your business and the asset.

What buyers actually specify

Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.

Machine or specification Guide price Type
Miele Professional Rotary Ironer £3,500 – £7,000 Rotary Ironer
Primus Flatwork Ironer (1600mm) £8,000 – £16,000 Flatwork Ironer
Steam Finishing Press Package £3,000 – £6,000 Garment Press
Full Finishing Room Package £18,000 – £35,000 Complete Finishing Room

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Tax benefits

Ironers, presses and other finishing equipment are moveable plant and machinery and generally qualify for Annual Investment Allowance, letting the cost be deducted from taxable profits in the year of purchase. HP agreements let you claim capital allowances directly; lease payments are deducted as a running cost instead. Steam supply and ventilation work needed to install larger ironing equipment is treated separately, as it becomes part of the building once fitted.

Market context

Ironing and finishing equipment is financed by hotels, care homes and commercial laundries needing to process flatwork such as sheets and tablecloths at volume, as well as by dry cleaners and tailoring businesses using garment presses for finishing individual items. A flatwork ironer, which feeds and irons sheets and linens continuously through heated rollers, is a very different piece of equipment to a garment press, which finishes individual items of clothing, so specification is driven entirely by what the business processes rather than by sector norms. Larger flatwork ironers often need a steam supply and specific ventilation, which affects installation planning more than it affects the finance itself, and is worth confirming with a supplier before choosing between a steam and electrically heated model.

Bad credit?

Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.

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Frequently asked questions

What's the difference between an ironer and a garment press for finance purposes?
There is no difference in how they are financed; both are moveable equipment funded the same way. The distinction is functional: a flatwork ironer processes sheets and linens continuously through heated rollers, while a garment press finishes individual items of clothing. Which one, or both, you need depends entirely on what your business processes. A specialist broker comparing quotes across multiple lenders can usually confirm which product and rate best fits your specific circumstances within the same working day.
Do I need a steam supply for ironing equipment?
Larger flatwork ironers are often steam heated, which needs either an on-site boiler or a steam generator, while smaller units and most garment presses can run on electric heating without any additional supply. This is an installation consideration to confirm with your supplier before ordering, rather than something that affects the finance agreement itself. A specialist broker comparing quotes across multiple lenders can usually confirm which product and rate best fits your specific circumstances within the same working day.
Can I finance ironing equipment alongside washers and dryers?
Yes. Most lenders will finance a full finishing room, covering ironers, presses, washers and dryers, on a single agreement provided everything is on the same supplier invoice. This is a common way to fund a complete commercial laundry operation from wash through to finish. A specialist broker comparing quotes across multiple lenders can usually confirm which product and rate best fits your specific circumstances within the same working day.
Can I finance used ironing equipment?
Yes, most lenders will finance used equipment, typically up to five years old, and refurbished units from an established commercial laundry supplier. Ironers and presses generally have a long working life if well maintained, which makes used equipment a reasonably common choice for businesses controlling their fit-out cost. It is worth asking the supplier for the equipment's service history and any remaining warranty before you apply, since this can affect both the rate offered and how quickly the lender is willing to approve the finance.
How quickly can I get ironing equipment finance?
Most applications are approved within 24 to 48 hours. For orders under £15,000, same-day approval is common. Larger flatwork ironer installations, which may need steam or ventilation planning, can take a little longer while the lender confirms the full specification. Where a quote mixes new and used ironing equipment, or covers more than one site, it is sensible to allow a little extra time while the lender reviews the full specification before releasing funds.

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