Spread the cost of manicure and pedicure stations from £2,000 to £40,000+ with flexible finance options. HP, lease, or refinance
Yes, nail bars are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £2,000 to £40,000, and most deals are written over 12–48 months with a deposit of around 10–20%. Decisions typically take 24 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£2k – £40k
Approval Speed
24 hours
Same-day for < £20k
Rates From
6.0% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical nail bar price. Indicative only, not a quote.
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For UK limited companies with 3+ months’ trading and monthly revenue.
On a purchase price of £10,000: a 10% deposit of £1,000, then 48 monthly payments of £211 at 5.9% APR representative (fixed). Total amount payable £11,128, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Manicure Station & Chair (x4) | £3,000 – £6,000 | Manicure Stations |
| Pedicure Spa Chair with Massage (x3) | £6,000 – £12,000 | Pedicure Chairs |
| Nail Dust Extraction System | £1,500 – £4,000 | Ventilation |
| Full Nail Bar Fit-Out (x8 stations) | £18,000 – £35,000 | Complete Nail Bar |
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For UK limited companies with 3+ months’ trading and monthly revenue.
Manicure stations, pedicure chairs and dust extraction units are moveable equipment and generally qualify for Annual Investment Allowance, letting the cost be deducted from taxable profits in the year of purchase. This applies to the equipment itself; any plumbing needed for pedicure chairs with built-in foot spas is treated separately, as it becomes part of the building once installed. HP agreements let you claim capital allowances directly; lease payments are deducted as a running cost instead.
Nail bars are typically financed by owners opening a new site or expanding an existing one, with equipment ordered as a set of matching stations and chairs rather than piece by piece, since a uniform look across the bar is part of the client experience. Pedicure chairs with a plumbed-in or self-contained foot spa cost considerably more than a simple manicure station and chair, and the choice between a plumbed and a pipeless, self-contained spa system often comes down to whether the unit is a tenant in a shorter lease, since a pipeless system avoids fixed plumbing work altogether. Nail dust extraction has become a more common specification than it once was, driven by air quality standards for nail technicians working with acrylics and gels for a full shift, and is increasingly financed as a standard part of the fit-out rather than an optional extra.
Some specialist lenders consider businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options may be available. Fundably may use a soft credit check for matching, which does not affect your credit score. A hard check may happen if you choose to proceed with a lender.
Explore business funding options through Fundably.
For UK limited companies with 3+ months’ trading and monthly revenue.
Explore business funding options through Fundably.
Check Eligibility →For UK limited companies with at least 3 months’ trading and monthly revenue.