Lendus.

Beauty Couch Finance

Spread the cost of treatment and beauty couches from £500 to £15,000+ with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.

Can you finance a beauty couch?

Yes, beauty couchs are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £500 to £15,000, and most deals are written over 12–48 months with a deposit of around 10–20%. Decisions typically take 24 hours. Used machines are financeable too, usually with a shorter term.

200+ UK lenders
2-minute application
No credit check to apply
FCA-regulated brokers

Typical Cost

£500 – £15k

Approval Speed

24 hours

Same-day for < £8k

Rates From

6.0% APR

What would a beauty couch cost per month?

£3,500
10%
60 months
9%
£0

Your estimate

Indicative only. Not a quote and not an offer of finance.

Pre-filled with a typical beauty couch price. Indicative only, not a quote.

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Finance options

Hire Purchase (HP)

Rate
From 6.5% APR
Term
12–48 months
Deposit
10–20%
Ownership
Yours at the end
Best for
Salons and clinics wanting to own their couches outright

Finance Lease

Rate
From 6.0% APR
Term
12–48 months
Deposit
None required
Ownership
Return or buy (balloon payment)
Best for
Tax efficient; claim 100% of payments against profit

Operating Lease

Rate
From 6.8% APR
Term
24–36 months
Deposit
None required
Ownership
Return at end
Best for
Refresh treatment rooms as services change. Off balance sheet.

Representative example

On a purchase price of £3,500: a 10% deposit of £350, then 48 monthly payments of £74 at 5.9% APR representative (fixed). Total amount payable £3,902, including the deposit. The rate you are offered depends on your business and the asset.

What buyers actually specify

Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.

Machine or specification Guide price Type
Electric Hydraulic Treatment Couch £800 – £1,800 Electric Couch
REM Sienna Beauty Couch (x3) £2,500 – £4,500 Multi-Position Couch
Portable Massage & Beauty Couch £300 – £700 Portable Couch
Full Treatment Room Couch Package (x6) £6,000 – £12,000 Complete Treatment Suite

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Tax benefits

Beauty couches are moveable equipment and generally qualify for Annual Investment Allowance, letting the cost be deducted from taxable profits in the year of purchase. HP agreements let you claim capital allowances directly; lease payments are deducted as a running cost instead. Because couches are freestanding rather than fixed to the building, they are treated for tax purposes in the same way as other moveable treatment room equipment.

Market context

Beauty couches are financed by salons and clinics fitting out a new treatment room, adding capacity for a growing beauty or aesthetics offering, or replacing couches whose electric motors or upholstery have worn out. Electric hydraulic couches, which adjust height and backrest position at the touch of a button, cost more than fixed-height couches but are increasingly the standard specification for treatments such as massage, facials and aesthetics, where a therapist needs to reposition the couch during a session without interrupting the client. Multi-position couches with a face hole and adjustable leg sections command a premium over simpler flat couches and are chosen specifically for the range of treatments a business intends to offer, so specification tends to follow the treatment menu rather than budget alone.

Bad credit?

Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.

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Frequently asked questions

Can I finance couches for a single treatment room?
Yes, though for a single low-cost couch a formal finance agreement may cost more in fees than it saves compared with buying outright. Beauty couch finance tends to work best value-wise when financing several couches for multiple treatment rooms, or a couch alongside other equipment such as trolleys and steamers on one agreement. A specialist broker comparing quotes across multiple lenders can usually confirm which product and rate best fits your specific circumstances within the same working day.
What's the difference between an electric and a manual beauty couch?
Electric couches use a motor to adjust height and backrest angle, typically costing two to three times more than a manual couch with a fixed or hand-cranked adjustment. Both are financed the same way as equipment. Electric couches are generally chosen for higher-volume treatment rooms where a therapist needs to adjust position quickly between clients without physical effort. A specialist broker comparing quotes across multiple lenders can usually confirm which product and rate best fits your specific circumstances within the same working day.
Can I finance couches alongside other treatment room equipment?
Yes. Most lenders will bundle couches, trolleys, steamers and treatment lamps into a single agreement provided everything is on the same supplier invoice. This is usually more cost effective than financing each item separately and results in one monthly payment for the whole treatment room. A specialist broker comparing quotes across multiple lenders can usually confirm which product and rate best fits your specific circumstances within the same working day.
Can I finance used or refurbished couches?
Yes, most lenders will finance used couches, typically up to five years old, and refurbished units from an established beauty equipment supplier. This is a common way to fit out several treatment rooms on a tighter budget while still spreading the cost over a term. It is worth asking the supplier for the equipment's service history and any remaining warranty before you apply, since this can affect both the rate offered and how quickly the lender is willing to approve the finance.
How quickly can I get beauty couch finance?
Most applications are approved within 24 hours. For orders under £8,000, same-day approval is common, which suits a new clinic or salon working to a fixed opening date. Larger orders across multiple treatment rooms may take slightly longer while the lender confirms the full supplier quote. Where a quote mixes new and used beauty couch, or covers more than one site, it is sensible to allow a little extra time while the lender reviews the full specification before releasing funds.

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