Spread the cost of a full body shop fit-out from £10,000 to £200,000+ with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.
Yes, body shop equipments are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £10,000 to £200,000, and most deals are written over 12–60 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£10k – £200k
Approval Speed
24–48 hours
Same-day for < £75k
Rates From
5.5% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical body shop equipment price. Indicative only, not a quote.
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Check EligibilityOn a purchase price of £50,000: a 10% deposit of £5,000, then 48 monthly payments of £1,055 at 5.9% APR representative (fixed). Total amount payable £55,640, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Chassis Alignment & Measuring Bench | £15,000 – £35,000 | Chassis Bench |
| Spot Welder for Body Repair | £4,000 – £10,000 | Spot Welding |
| Dent Pulling & Panel Repair Station | £5,000 – £12,000 | Panel Repair |
| Full Body Shop Equipment Package | £60,000 – £150,000 | Complete Body Shop |
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Check EligibilityBody shop equipment such as chassis benches, spot welders and panel repair tools is moveable plant and machinery and generally qualifies for Annual Investment Allowance, letting the cost be deducted from taxable profits in the year of purchase. HP agreements let you claim capital allowances directly; lease payments are deducted as a running cost instead. Fixed structural elements such as a spray booth or ventilation ducting are treated differently, as they become part of the building; see spray booth finance for that element of a body shop fit-out.
Body shop equipment covers structural repair equipment, chassis alignment and measuring benches, spot welders and dent pulling stations, distinct from the spray booth and paint mixing equipment used later in the repair process, and is typically financed and specified as its own package. Chassis alignment benches, which measure and correct structural damage to a vehicle after a collision, represent the largest single investment in most body shop equipment packages, and the required accuracy and vehicle coverage of the bench is often driven by insurer approval schemes, since many insurers require repairers to hold a specific accreditation and equipment standard to be approved for their referred work. Spot welders and other joining equipment increasingly need to handle a wider range of modern vehicle materials, including high-strength steel and aluminium, which has pushed many body shops to invest in equipment capable of working on both rather than steel-only equipment as vehicle construction has changed.
Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.
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