Lendus.

Fall Arrest System Finance

Spread the cost of a fall arrest or lifeline system from £3,000 to £50,000+ with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.

Can you finance a fall arrest system?

Yes, fall arrest systems are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £3,000 to £50,000, and most deals are written over 24–60 months with a deposit of around 10–20%. Decisions typically take 3–7 working days. Used machines are financeable too, usually with a shorter term.

200+ UK lenders
2-minute application
No credit check to apply
FCA-regulated brokers

Typical Cost

£3k – £50k

Approval Speed

3–7 working days

Faster for portable anchor kits

Rates From

7.5% APR

What would a fall arrest system cost per month?

£12,000
10%
60 months
9%
£0

Your estimate

Indicative only. Not a quote and not an offer of finance.

Pre-filled with a typical fall arrest system price. Indicative only, not a quote.

Compare fall arrest system finance rates from 200+ lenders

Check Eligibility

Finance options

Hire Purchase (HP)

Rate
From 8.0% APR
Term
24–60 months
Deposit
10–20%
Ownership
Yours at the end
Best for
Building owners wanting to own the installed system outright

Leasehold Improvement Finance

Rate
From 8.5% APR
Term
24–48 months
Deposit
Depends on lease length remaining
Ownership
Yours for the term of the lease
Best for
Tenants installing a system on a roof or structure they don't own

Finance Lease

Rate
From 7.5% APR
Term
24–48 months
Deposit
None required
Ownership
Return or buy (balloon payment)
Best for
Tax-efficient route for a facilities contractor equipping a client's site

Representative example

On a purchase price of £12,000: a 10% deposit of £1,200, then 48 monthly payments of £253 at 5.9% APR representative (fixed). Total amount payable £13,344, including the deposit. The rate you are offered depends on your business and the asset.

What buyers actually specify

Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.

Machine or specification Guide price Type
Horizontal Lifeline System, per installation £3,000 – £20,000 Horizontal Lifeline System (specification class)
Vertical Ladder Lifeline Kit £1,500 – £5,000 Vertical Lifeline Kit (specification class)
Static-Line Anchor Point System, roof-wide £8,000 – £50,000 Anchor Point System (specification class)

Ready to compare fall arrest system finance? 2 minutes, no credit check.

Check Eligibility

Tax benefits

A fall arrest or lifeline system usually qualifies for Annual Investment Allowance (AIA), letting a business deduct the full cost from taxable profits in the year of purchase, up to £1,000,000. HP agreements allow capital allowances to be claimed by the business making the payments. Lease payments are generally deductible against profits as a business expense rather than qualifying for AIA directly.

Market context

Fall arrest systems are bought by building owners, facilities management contractors, and industrial and warehousing sites where staff or contractors regularly work at height on roofs, gantries or ladders. Finance is used because a roof-wide horizontal lifeline or anchor point system is a significant fitted installation, and businesses would rather spread the cost across the years the roof will be accessed for maintenance and cleaning than fund it entirely upfront. Replacement is generally driven by an installed system reaching the end of its certified inspection life, a roof replacement requiring the anchor points to be reinstalled, or a change of use bringing more people onto a roof that previously had minimal access, rather than the equipment failing under normal conditions. There's very little secondhand market for installed systems given how specific they are to the building they're fitted to, though portable anchor points and harnesses used by mobile contractors do change hands between businesses.

Bad credit?

Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.

Compare rates from 200+ lenders, takes 2 minutes.

Check Eligibility

Frequently asked questions

Is a fall arrest system fixed to the building treated differently to portable harnesses?
Yes. A horizontal lifeline or anchor point system fitted permanently to a roof or structure is more like a building installation than portable equipment, so it's often financed through leasehold improvement finance or HP against the fixed system rather than the simple equipment finance used for individual harnesses and lanyards, which are lower cost and easily moved between sites or workers.
Can I finance a fall arrest system if I don't own the building?
Yes, but the lender will usually want to see your landlord's consent for the installation, since a permanently fixed system becomes part of a building you don't own. This is a common situation for facilities contractors maintaining a client's roof, so it's worth having that consent, or a clause in your maintenance contract covering it, ready before you apply.
What deposit is typical for fall arrest system finance?
Hire purchase deposits are usually 10–20% of the installation cost. Leasehold improvement finance is priced more around the length of lease remaining than a fixed deposit percentage. A larger, roof-wide anchor point system installed for a business with a strong trading history will generally see more favourable terms than a smaller, standalone installation for a new business.
How long does it take to get a fall arrest system financed?
Because these systems involve installation onto a building rather than simply delivering equipment, approval typically takes a little longer than for portable safety kit, often a week or so, particularly where landlord consent needs to be confirmed first. Getting your installer's quote and any necessary consent sorted before you apply for finance tends to speed the whole process up.

Related equipment finance

More professional services finance

See how lenders treat professional services assets

Guides and resources

Ready to finance your fall arrest system?

Compare rates from 200+ lenders. No credit check.

Check Eligibility →
Check Eligibility, 2 min, no credit check