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Laser Hair Removal Machine Finance

Spread the cost of a laser hair removal machine from £8,000 to £45,000 with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.

Can you finance a laser hair removal machine?

Yes, laser hair removal machines are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £8,000 to £45,000, and most deals are written over 12–60 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.

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Typical Cost

£8k – £45k

Approval Speed

24–48 hours

Newer clinics may take longer

Rates From

5.5% APR

What would a laser hair removal machine cost per month?

£20,000
10%
60 months
9%
£0

Your estimate

Indicative only. Not a quote and not an offer of finance.

Pre-filled with a typical laser hair removal machine price. Indicative only, not a quote.

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Finance options

Hire Purchase (HP)

Rate
From 6.0% APR
Term
12–60 months
Deposit
10–20%
Ownership
Yours at the end
Best for
Clinics wanting to own the machine outright

Finance Lease

Rate
From 5.5% APR
Term
12–60 months
Deposit
None required
Ownership
Return or buy (balloon payment)
Best for
Tax-efficient, claim 100% of payments against profit

Operating Lease

Rate
From 6.5% APR
Term
24–48 months
Deposit
None required
Ownership
Return at end
Best for
Upgrading to a newer platform without carrying resale risk

Representative example

On a purchase price of £20,000: a 10% deposit of £2,000, then 48 monthly payments of £422 at 5.9% APR representative (fixed). Total amount payable £22,256, including the deposit. The rate you are offered depends on your business and the asset.

What buyers actually specify

Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.

Machine or specification Guide price Type
Lynton Asirox Initia Diode Laser £9,000 – £12,000 Diode Laser
Lynton EXCELIGHT IPL £8,500 – £10,500 IPL System
Lynton LUMINA Laser & IPL Platform £16,000 – £20,000 Multi-Application Platform
Multi-Wavelength Combination Laser Platform £30,000 – £45,000 Dual-Wavelength Laser System (specification class)

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Tax benefits

Laser hair removal machines qualify for the Annual Investment Allowance (AIA), letting you deduct the full cost from taxable profits in the year of purchase, subject to the current AIA limit. Hire purchase lets you claim capital allowances as you own the asset from day one. Finance lease and operating lease payments are treated as a revenue expense and are usually fully deductible against profits.

Market context

Laser hair removal machines are bought by beauty salons, aesthetic clinics and mobile practitioners, and non-clinical cosmetic hair removal carried out by a non-healthcare professional generally sits outside CQC regulation, with oversight instead typically resting with the local authority rather than a national clinical regulator. This varies by area and by the qualifications of the person providing treatment, so it's worth confirming the current position directly with your own local authority licensing team rather than relying on general guidance. Resale value on these machines tends to fall quickly once a manufacturer releases a newer platform, which is a genuine consideration when deciding whether to buy outright or lease, since a leased machine can be handed back and replaced rather than left on the books as a depreciating asset. Buyers range from a single practitioner adding hair removal to an existing treatment menu to multi-site clinic groups, and lenders assess the application on the business's trading history and finances in the same way as any other equipment purchase.

Bad credit?

Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.

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Frequently asked questions

What's the regulatory position for a laser hair removal business?
This varies by local authority and by who is providing the treatment, so it's worth confirming directly with your local authority licensing team rather than relying on general information found online. Finance itself doesn't depend on your regulatory status, but a lender will ask about the business and the treatments offered as part of a normal application, in the same way they would for any equipment purchase.
Why might leasing suit a laser hair removal machine better than buying outright?
These machines lose value quickly once a manufacturer brings out a newer, faster or more versatile platform, which can leave an owned machine worth relatively little after only a few years even though it still works well. Leasing means you hand the machine back at the end of the term rather than carrying that depreciation on your own books, and you can move onto newer technology at that point. Hire purchase still suits practices confident they'll want the same specification for its full working life and who value owning the asset outright.
Can newly established salons or clinics get finance for a laser hair removal machine?
Yes, lenders regularly finance sole traders and newly established beauty and aesthetic businesses for this type of equipment. As with any business under two years of trading, expect to be asked for a personal guarantee from the owner and possibly a slightly higher deposit than an established multi-site clinic would need, which is standard practice rather than a sign of a weak application.
What deposit is typical for a laser hair removal machine?
Hire purchase usually asks for 10 to 20 percent deposit, while finance lease and operating lease often require none at all. A higher-value multi-wavelength platform may see a lender ask for a deposit even where a simpler diode system wouldn't need one, so it's worth checking this against the specific machine you're financing rather than assuming a flat figure applies across the whole category.
How quickly can I be approved for laser hair removal machine finance?
Most applications from established businesses are approved within 24 to 48 hours. Newly formed clinics may take a little longer while the lender reviews the business plan and projected treatment revenue, so having a recent set of accounts, the supplier's quote and full equipment specification ready at application speeds up the decision considerably.

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