Microdermabrasion Machine Finance

Spread the cost of a microdermabrasion machine from £450 to £8,000 with flexible finance options. HP, lease, or refinance

Can you finance a microdermabrasion machine?

Yes, microdermabrasion machines are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £450 to £8,000, and most deals are written over 12–36 months with a deposit of around 10–20%. Decisions typically take 24 hours. Used machines are financeable too, usually with a shorter term.

Typical Cost

£450 – £8k

Approval Speed

24 hours

Same-day for established salons

Rates From

6.0% APR

What would a microdermabrasion machine cost per month?

Microdermabrasion Machine price (ex VAT) £2,500

Deposit 10%

Agreement term 60 months

Annual interest rate 9%

Balloon payment £0

Your estimate

Indicative only. Not a quote and not an offer of finance.

Pre-filled with a typical microdermabrasion machine price. Indicative only, not a quote.

Finance options

Hire Purchase (HP)

Rate: From 6.5% APR
Term: 12–36 months
Deposit: 10–20%
Ownership: Yours at the end
Best for: Salons wanting to own the machine outright

Finance Lease

Rate: From 6.0% APR
Term: 12–36 months
Deposit: None required
Ownership: Return or buy (balloon payment)
Best for: Tax-efficient, claim 100% of payments against profit

Operating Lease

Rate: From 6.8% APR
Term: 24–36 months
Deposit: None required
Ownership: Return at end
Best for: Trying the treatment before committing to ownership

Representative example

On a purchase price of £2,500: a 10% deposit of £250, then 48 monthly payments of £53 at 5.9% APR representative (fixed). Total amount payable £2,794, including the deposit. The rate you are offered depends on your business and the asset.

What buyers actually specify

Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.

Machine or specification	Guide price	Type
Skinmate Microdermabrasion Beauty Machine	£450 – £600	Crystal/Diamond Microdermabrasion
Zemits JoliPeel Pro Diamond Microdermabrasion System	£800 – £1,000	Diamond-Tip Microdermabrasion
Zemits Multi-Function Hydradermabrasion System	£2,500 – £4,200	Multi-Function System
High-End Diamond-Tip Console System	£4,500 – £8,000	Professional Console (specification class)

Tax benefits

Microdermabrasion machines qualify for the Annual Investment Allowance (AIA), letting you deduct the full cost from taxable profits in the year of purchase. Hire purchase lets you claim capital allowances as you own the asset from day one. Finance lease and operating lease payments are treated as a revenue expense and are usually fully deductible against profits.

Market context

Microdermabrasion machines are bought mainly by beauty salons, spas and aesthetic clinics adding a resurfacing treatment to their menu, and this treatment sits at the lighter, non-invasive end of the market compared with laser or injectable procedures. Non-clinical microdermabrasion delivered by a non-healthcare professional generally sits outside CQC regulation, with oversight typically resting with the local authority rather than a national clinical regulator, and this position varies by area, so it's worth confirming directly with your local authority licensing team rather than relying on general guidance. Because the entry price for a basic crystal or diamond-tip machine is relatively low, many salons buy outright, though finance is still used to bundle a machine into a wider treatment room fit-out. Replacement tends to be driven by wanting a newer, multi-function device that combines microdermabrasion with hydradermabrasion or LED rather than the original machine wearing out, and there is a modest used market for salon devices of this kind.

Frequently asked questions

What's the regulatory position for offering microdermabrasion?

This varies by local authority and by who is delivering the treatment, so it's worth confirming your specific position directly with your local authority licensing team rather than relying on general information. Finance itself isn't affected by your regulatory status, but a lender will ask standard questions about the business and the treatments on offer as part of any application.

Is it worth financing a lower-cost microdermabrasion machine rather than buying it outright?

Given the lower price of entry-level machines, many salons do pay cash, but spreading even a modest cost over 12 to 24 months on hire purchase can make sense if it's being added to a wider treatment room fit-out where cash is already stretched. For a higher-end multi-function system combining microdermabrasion with hydradermabrasion or LED, finance is more commonly used given the higher price point.

Can new salons get finance for a microdermabrasion machine?

Yes, though newly established salons under two years of trading are more likely to be asked for a personal guarantee or a slightly higher deposit than an established business. Evidence of a signed salon lease and any relevant beauty therapy qualifications can help support the application alongside the standard credit checks.

What deposit is typical for a microdermabrasion machine?

Hire purchase usually asks for 10 to 20 percent deposit, though on lower-value entry-level machines some lenders will accept less given the modest overall exposure. Finance lease and operating lease typically require no deposit at all, which many salons prefer when the machine is one of several items being added at once.

How quickly can microdermabrasion machine finance be approved?

Most applications are approved within 24 hours given the relatively low value involved, with same-day approval common for established salons. Machines bundled into a larger treatment room fit-out with other equipment may take a little longer while the lender reviews the full order.