Spread the cost of adjustable pallet racking from £5,000 to £250,000+ with flexible finance options. HP, lease, or refinance
Yes, pallet rackings are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £5,000 to £250,000, and most deals are written over 12–60 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£5k – £250k
Approval Speed
24–48 hours
Same-day for < £75k
Rates From
5.5% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical pallet racking price. Indicative only, not a quote.
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For UK limited companies with 3+ months’ trading and monthly revenue.
On a purchase price of £45,000: a 10% deposit of £4,500, then 48 monthly payments of £949 at 5.9% APR representative (fixed). Total amount payable £50,052, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Link51 APR Adjustable Pallet Racking | £150 – £300 per bay | Standard Pallet Racking |
| Dexion Speedlock Pallet Racking | £180 – £350 per bay | Standard Pallet Racking |
| Narrow Aisle Pallet Racking System | £250 – £450 per bay | High-Density Storage |
| Full Distribution Centre Racking | £80,000 – £220,000 | Large-Scale Warehouse |
Explore business funding options through Fundably
For UK limited companies with 3+ months’ trading and monthly revenue.
Pallet racking is treated as moveable plant and machinery and generally qualifies for Annual Investment Allowance, letting the cost be deducted from taxable profits in the year of purchase. Because it is a bolted, demountable structure rather than something fixed to the building, it is treated differently for tax purposes than fixed warehouse fabric such as insulated cladding or loading bay construction. HP agreements let you claim capital allowances directly; lease payments are deducted as a running cost instead.
Pallet racking is typically financed by businesses opening a new warehouse, expanding an existing distribution centre, or converting from block stacking to racked storage to make better use of floor space. Because standard adjustable pallet racking is a bolted, demountable structure, it holds resale value and can be relocated between sites, which makes it one of the more straightforward warehouse assets for a lender to fund and recover. Narrow aisle and high-density configurations cost more per bay than standard wide-aisle racking but recover significantly more storage volume per square metre of floor space, which is usually the deciding factor for businesses paying warehouse rent by the square foot. Racking is generally specified against current pallet volumes with a growth allowance, since extending a run later is cheaper than a full warehouse reconfiguration.
Some specialist lenders consider businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options may be available. Fundably may use a soft credit check for matching, which does not affect your credit score. A hard check may happen if you choose to proceed with a lender.
Explore business funding options through Fundably.
For UK limited companies with 3+ months’ trading and monthly revenue.
Explore business funding options through Fundably.
Check Eligibility →For UK limited companies with at least 3 months’ trading and monthly revenue.