Spread the cost of a full warehouse racking installation from £5,000 to £300,000+ with flexible finance options. HP, lease, or refinance
Yes, warehouse rackings are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £5,000 to £300,000, and most deals are written over 12–60 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£5k – £300k
Approval Speed
24–48 hours
Same-day for < £75k
Rates From
5.5% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical warehouse racking price. Indicative only, not a quote.
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For UK limited companies with 3+ months’ trading and monthly revenue.
On a purchase price of £50,000: a 10% deposit of £5,000, then 48 monthly payments of £1,055 at 5.9% APR representative (fixed). Total amount payable £55,640, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Link51 Adjustable Pallet Racking Bay | £150 – £300 per bay | Pallet Racking |
| Dexion Longspan Shelving Run | £3,000 – £8,000 | Shelving |
| Cantilever Racking for Long Loads | £10,000 – £25,000 | Cantilever |
| Full Warehouse Racking Installation | £60,000 – £250,000 | Complete Warehouse |
Explore business funding options through Fundably
For UK limited companies with 3+ months’ trading and monthly revenue.
Warehouse racking is treated as moveable plant and machinery and generally qualifies for Annual Investment Allowance, letting the cost be deducted from taxable profits in the year of purchase. Because racking is bolted together and can be dismantled and relocated, it is treated differently for tax purposes than fixed warehouse construction such as insulated cladding or a new loading bay. HP agreements let you claim capital allowances directly; lease payments are deducted as an ongoing expense instead.
A full warehouse racking installation is usually financed as a single project covering pallet racking, longspan shelving for smaller items, and any cantilever racking needed for long or awkward loads, rather than as separate purchases. Because the whole system is bolted together rather than fixed to the building, it can, in most cases, be dismantled and relocated, which gives it a resale market and makes it straightforward for a lender to fund as asset finance. Businesses fitting out a new distribution centre typically size the installation against projected pallet and SKU volumes with headroom for growth, since a full reconfiguration later is more disruptive and expensive than extending an existing layout. Larger installations are generally designed by a specialist racking installer to SEMA guidance covering load capacity and impact protection, and lenders will usually want to see this design sign-off before releasing funds on a six-figure project.
Some specialist lenders consider businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options may be available. Fundably may use a soft credit check for matching, which does not affect your credit score. A hard check may happen if you choose to proceed with a lender.
Explore business funding options through Fundably.
For UK limited companies with 3+ months’ trading and monthly revenue.
See how lenders treat professional services assets
Explore business funding options through Fundably.
Check Eligibility →For UK limited companies with at least 3 months’ trading and monthly revenue.