Spread the cost of a mezzanine floor from £15,000 to £400,000+ with flexible finance options. HP, lease, or an unsecured loan for fixed works
Yes, mezzanine floors are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £15,000 to £400,000, and most deals are written over 12–60 months with a deposit of around 10–20%. Decisions typically take 3–5 working days. Used machines are financeable too, usually with a shorter term.
Typical Cost
£15k – £400k
Approval Speed
3–5 working days
Faster for < £50k single-tier
Rates From
5.7% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical mezzanine floor price. Indicative only, not a quote.
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For UK limited companies with 3+ months’ trading and monthly revenue.
On a purchase price of £80,000: a 10% deposit of £8,000, then 48 monthly payments of £1,688 at 5.9% APR representative (fixed). Total amount payable £89,024, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Single-Tier Storage Mezzanine (250m²) | £25,000 – £50,000 | Storage Mezzanine |
| Racking-Supported Mezzanine (500m²) | £50,000 – £100,000 | Racking-Integrated |
| Office Mezzanine with Staircase & Balustrade | £40,000 – £90,000 | Office Mezzanine |
| Multi-Tier Warehouse Mezzanine | £120,000 – £350,000 | Large-Scale |
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For UK limited companies with 3+ months’ trading and monthly revenue.
Most mezzanine floors are demountable steel structures bolted rather than permanently built into the building, and lenders and accountants generally treat the steelwork, decking and staircases as plant and machinery for capital allowances purposes, distinct from the freehold building itself. This is different from a fixed floor built as part of the original construction. A specialist accountant should confirm the treatment for your specific structure, since the split between plant and building can vary with how the mezzanine is fixed and whether it forms part of a listed or otherwise regulated building.
Mezzanine floors are typically added by warehouse and distribution businesses running out of usable floor space within their existing lease, since adding a floor is usually far cheaper than relocating to a larger unit. Because a standard mezzanine is bolted steelwork rather than poured concrete or brick construction, it can, in most cases, be dismantled and relocated, which is why lenders are generally willing to fund it as asset finance rather than requiring an unsecured loan the way they would for fixed building works. If the business is a tenant rather than the freeholder, landlord consent for the structural addition is essential before work starts, and the lease's dilapidations clause matters here more than for most fit-out elements, since a landlord may require the mezzanine to be removed at the end of the tenancy. Building Regulations approval is also required for a mezzanine floor, covering fire escape routes, structural loading and, above a certain floor area, means of escape, and lenders will want to see this has been factored into the project before releasing funds.
Some specialist lenders consider businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options may be available. Fundably may use a soft credit check for matching, which does not affect your credit score. A hard check may happen if you choose to proceed with a lender.
Explore business funding options through Fundably.
For UK limited companies with 3+ months’ trading and monthly revenue.
See how lenders treat professional services assets
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Check Eligibility →For UK limited companies with at least 3 months’ trading and monthly revenue.