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Microblading Equipment Finance

Spread the cost of microblading and semi-permanent make-up equipment from £150 to £5,000 with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.

Can you finance a microblading equipment?

Yes, microblading equipments are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £150 to £5,000, and most deals are written over 6–24 months with a deposit of around 10–20%. Decisions typically take 24 hours. Used machines are financeable too, usually with a shorter term.

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Typical Cost

£150 – £5k

Approval Speed

24 hours

Same-day for starter kits

Rates From

6.3% APR

What would a microblading equipment cost per month?

£1,500
10%
60 months
9%
£0

Your estimate

Indicative only. Not a quote and not an offer of finance.

Pre-filled with a typical microblading equipment price. Indicative only, not a quote.

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Finance options

Hire Purchase (HP)

Rate
From 6.8% APR
Term
6–24 months
Deposit
10–20%
Ownership
Yours at the end
Best for
Technicians wanting to own the kit outright

Finance Lease

Rate
From 6.3% APR
Term
6–24 months
Deposit
None required
Ownership
Return or buy (balloon payment)
Best for
Tax-efficient, claim 100% of payments against profit

Operating Lease

Rate
From 7.0% APR
Term
12–24 months
Deposit
None required
Ownership
Return at end
Best for
Building a full studio package without a large upfront outlay

Representative example

On a purchase price of £1,500: a 10% deposit of £150, then 48 monthly payments of £32 at 5.9% APR representative (fixed). Total amount payable £1,686, including the deposit. The rate you are offered depends on your business and the asset.

What buyers actually specify

Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.

Machine or specification Guide price Type
Manual Microblading Starter Kit £150 – £600 Manual Hand Tool Kit (specification class)
Digital Rotary PMU Machine £400 – £1,500 Digital Rotary Machine (specification class)
Full Microblading Studio Package £2,000 – £5,000 Studio Package with Couch (specification class)

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Tax benefits

Microblading and permanent make-up equipment qualifies for the Annual Investment Allowance (AIA), letting you deduct the full cost from taxable profits in the year of purchase. Hire purchase lets you claim capital allowances as you own the asset from day one. Finance lease and operating lease payments are treated as a revenue expense and are usually fully deductible against profits.

Market context

Microblading and semi-permanent make-up equipment is bought mainly by sole-trader technicians and salons offering brow, lip or eyeliner treatments using a hand tool or a digital rotary machine to deposit pigment into the skin. Because this involves breaking the skin, it typically sits within local authority special treatment licensing arrangements rather than being unregulated, and requirements vary by area, so technicians should confirm the exact position, including any specific certification or hygiene standards required, directly with their own local authority rather than relying on general guidance. Given the relatively low equipment cost, many technicians buy their initial kit outright, though finance is more commonly used when building a fuller studio package, including a treatment couch, lighting and sterilisation equipment, alongside the machine itself. Training and qualification costs sit outside equipment finance and are a separate consideration when starting out in this field.

Bad credit?

Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.

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Frequently asked questions

What's the regulatory position for offering microblading?
Because microblading breaks the skin, it typically falls under local authority special treatment licensing, and the specific requirements, including hygiene standards and any certification needed, vary by area. It's worth confirming your exact position directly with your local authority licensing team before starting to trade. Finance itself isn't affected by your licensing status, but a lender will ask standard questions about the business as part of any application.
Can microblading equipment finance include training costs?
No, equipment finance covers the physical kit, machine, couch and related equipment, not training or qualification courses, which are usually paid for separately and directly to the training provider. It's worth budgeting for training as a distinct cost alongside any equipment finance you arrange, since most lenders and insurers will expect to see relevant qualifications in place before covering a technician to practise.
Is it worth financing a starter kit given the low cost?
Given how low the cost of a basic manual or digital starter kit is, many technicians pay cash rather than finance it. Finance becomes more relevant when building a full studio package, including a treatment couch, lighting and sterilisation equipment, where the combined cost is higher and spreading it over a short term helps manage cash flow while the business becomes established.
Can newly self-employed technicians get finance for microblading equipment?
Yes, this is a common category for newly self-employed technicians, and lenders are generally used to financing kit for sole traders in this field. Expect standard credit checks and, given the shorter trading history most new technicians have, a personal guarantee is normal practice rather than a sign of a weak application, alongside evidence of relevant qualifications where the lender asks for it.
How quickly can microblading equipment finance be approved?
Given the relatively low value of most microblading kits, approval is typically quick, often within 24 hours for an established applicant. Full studio packages combining a couch and other equipment may take slightly longer while the lender reviews the complete order.

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