Spread the cost of shelving, gondolas and display units from £5,000 to £120,000+ with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.
Yes, retail fixturess are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £5,000 to £120,000, and most deals are written over 12–60 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£5k – £120k
Approval Speed
24–48 hours
Same-day for < £30k
Rates From
5.5% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical retail fixtures price. Indicative only, not a quote.
Compare retail fixtures finance rates from 200+ lenders
Check EligibilityOn a purchase price of £25,000: a 10% deposit of £2,500, then 48 monthly payments of £527 at 5.9% APR representative (fixed). Total amount payable £27,796, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Dexion Gondola Run (x20 bays) | £8,000 – £18,000 | Gondola Shelving |
| Slatwall Display Wall Package | £4,000 – £10,000 | Slatwall |
| Mannequin & Window Display Set | £3,000 – £8,000 | Visual Merchandising |
| Full Store Fixture Package | £30,000 – £80,000 | Complete Store |
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Check EligibilityFreestanding retail fixtures such as gondolas, shelving units and display stands are moveable plant and generally qualify for Annual Investment Allowance, letting the cost be deducted from taxable profits in the year of purchase. This is distinct from fixtures built into or permanently fixed to the shop unit, which are treated as part of the building for tax purposes. HP agreements let you claim capital allowances directly; lease payments are deducted as a running cost instead.
Retail fixtures are typically financed by shops opening a new unit, refitting an existing store, or refreshing their layout to support a new product range. Because gondolas, slatwall panels and display units are freestanding rather than fixed to the building, they hold resale value and can be moved between stores or sold on, which makes them straightforward for a lender to fund as asset finance in a way that fixed shopfitting work is not. Fixture refresh cycles tend to be shorter than the building fabric around them, often three to five years for high street fashion and grocery formats, since visual merchandising is a bigger driver of footfall than the shell of the shop itself. Retailers on shorter leases usually prefer fixtures they can take with them or resell over bespoke fixed joinery, precisely because the finance and the physical asset can both move with the business.
Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.
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