Spread the cost of tattoo equipment from £5,000 to £30,000+ with flexible finance options. HP, lease, or refinance;
Yes, tattoo equipments are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £5,000 to £30,000, and most deals are written over 12–60 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£5k – £30k
Approval Speed
24–48 hours
Same-day for < £15k
Rates From
8.5% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical tattoo equipment price. Indicative only, not a quote.
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For UK limited companies with 3+ months’ trading and monthly revenue.
On a purchase price of £15,000: a 10% deposit of £1,500, then 48 monthly payments of £316 at 5.9% APR representative (fixed). Total amount payable £16,668, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Single-chair studio setup | £5,000 – £10,000 | Single-Chair Setup |
| Multi-chair studio fit-out | £10,000 – £20,000 | Multi-Chair Studio |
| Full studio build with extraction and autoclave | £20,000 – £30,000 | Full Studio Build |
Explore business funding options through Fundably
For UK limited companies with 3+ months’ trading and monthly revenue.
Tattoo equipment such as chairs, autoclaves, and extraction units qualifies for Annual Investment Allowance (AIA), letting you deduct the full cost from taxable profits in year one, up to £1,000,000. HP allows capital allowances. Lease payments are fully deductible against profit.
Tattoo studios are typically small businesses, often a sole trader or a handful of artists sharing a floor, financing chairs, an autoclave, extraction, and lighting rather than a large fixed installation. Because so many studios are sole traders, lenders weigh the applicant's own client base and time trading as much as the equipment itself, and a personal guarantee is close to standard at this scale. Local authority registration for skin piercing activities is a real requirement for a studio to legally operate in most parts of the UK, and lenders and landlords alike generally expect to see it in place or in progress before completion, alongside the extraction and hygiene standards a registered premises needs. Equipment is replaced as autoclaves reach their service life, chairs wear out under daily use, and machines are upgraded as artists' preferences and technique move on, with a reasonably active secondhand market for chairs and furniture in particular.
Some specialist lenders consider businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options may be available. Fundably may use a soft credit check for matching, which does not affect your credit score. A hard check may happen if you choose to proceed with a lender.
Explore business funding options through Fundably.
For UK limited companies with 3+ months’ trading and monthly revenue.
See how lenders treat professional services assets
Explore business funding options through Fundably.
Check Eligibility →For UK limited companies with at least 3 months’ trading and monthly revenue.