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Two Post Lift Finance

Spread the cost of a two post vehicle lift from £2,000 to £15,000+ with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.

Can you finance a two post lift?

Yes, two post lifts are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £2,000 to £15,000, and most deals are written over 12–60 months with a deposit of around 10–20%. Decisions typically take 24 hours. Used machines are financeable too, usually with a shorter term.

200+ UK lenders
2-minute application
No credit check to apply
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Typical Cost

£2k – £15k

Approval Speed

24 hours

Same-day for < £8k

Rates From

5.3% APR

What would a two post lift cost per month?

£4,500
10%
60 months
9%
£0

Your estimate

Indicative only. Not a quote and not an offer of finance.

Pre-filled with a typical two post lift price. Indicative only, not a quote.

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Finance options

Hire Purchase (HP)

Rate
From 5.8% APR
Term
12–60 months
Deposit
10–20%
Ownership
Yours at the end
Best for
Garages wanting to own their lift outright

Finance Lease

Rate
From 5.3% APR
Term
12–60 months
Deposit
None required
Ownership
Return or buy (balloon payment)
Best for
Tax efficient; claim 100% of payments against profit

Operating Lease

Rate
From 6.0% APR
Term
24–48 months
Deposit
None required
Ownership
Return at end
Best for
Suits garages refreshing lifts on a lease cycle. Off balance sheet.

Representative example

On a purchase price of £4,500: a 10% deposit of £450, then 48 monthly payments of £95 at 5.9% APR representative (fixed). Total amount payable £5,010, including the deposit. The rate you are offered depends on your business and the asset.

What buyers actually specify

Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.

Machine or specification Guide price Type
Bradbury Two Post Lift (4.0t) £2,500 – £5,000 Symmetric Two Post
Boston Asymmetric Two Post Lift £3,000 – £5,500 Asymmetric Two Post
Hofmann Two Post Lift (4.2t) £3,200 – £6,000 Symmetric Two Post
Two Post Lift Twin Package (x2) £6,000 – £11,000 Two-Bay Package

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Tax benefits

A two post lift is moveable plant and machinery and generally qualifies for Annual Investment Allowance, letting the cost be deducted from taxable profits in the year of purchase. HP agreements let you claim capital allowances directly; lease payments are deducted as a running cost instead. Because a two post lift is bolted to the floor rather than built into the structure, it is treated for tax purposes as equipment rather than as part of the building.

Market context

Two post lifts are the most common lift format in independent garages and fast-fit centres because they give full access underneath a vehicle while taking up a relatively small footprint compared with a four post lift. Asymmetric designs, where the arms are angled to balance the vehicle's weight and improve door clearance, are generally preferred over symmetric designs for general repair work, while symmetric lifts remain common for wider commercial vehicle bays. A well-maintained two post lift has a long working life, and replacement is typically driven by wear in the arms, locking mechanism or hydraulics after years of daily use rather than by a fixed replacement cycle, alongside LOLER thorough examination results flagging a fault that is uneconomic to repair.

Bad credit?

Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.

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Frequently asked questions

Should I choose a symmetric or asymmetric two post lift?
Asymmetric lifts angle the arms to better balance a vehicle's weight and improve door clearance for the technician, which makes them the more common choice for general car repair work. Symmetric lifts position the arms directly opposite each other and are often preferred for wider vehicles or commercial vans. A specialist equipment supplier can confirm the best fit for your typical vehicle mix.
Does a two post lift need a thorough examination after installation?
Yes. Under LOLER (Lifting Operations and Lifting Equipment Regulations), a two post lift needs a thorough examination, typically every six or twelve months depending on use, carried out by a competent person. This is a workplace safety requirement rather than a finance requirement, but it is usually arranged through the equipment supplier or an independent inspection body at installation. A specialist broker comparing quotes across multiple lenders can usually confirm which product and rate best fits your specific circumstances within the same working day.
Can I finance a two post lift for a rented workshop?
Yes. Although the lift is bolted to the floor for stability, it remains equipment rather than a fixed building alteration, so it is financed the same way regardless of the property arrangement. It is still worth confirming with your landlord before installation, given the anchoring needed into the workshop floor slab. Keeping a copy of the relevant lease clause to hand when you apply can also speed up the lender's review, since a short remaining lease term relative to the finance term is one of the more common causes of delay on this type of application.
Can I finance two lifts for a two-bay workshop?
Yes. Most lenders will finance two or more two post lifts on a single agreement provided they are on the same supplier invoice, which is common for a new workshop opening with multiple bays or an existing garage adding a second bay. A specialist broker comparing quotes across multiple lenders can usually confirm which product and rate best fits your specific circumstances within the same working day.
How quickly can I get two post lift finance?
Most applications are approved within 24 hours. For orders under £8,000, same-day approval is common, which covers the majority of single two post lift purchases. Twin-bay packages may take slightly longer while the lender confirms the full supplier quote. Where a quote mixes new and used two post lift, or covers more than one site, it is sensible to allow a little extra time while the lender reviews the full specification before releasing funds.

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