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Video Conferencing System Finance

Spread the cost of video conferencing systems from £800 to £80,000+ with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.

Can you finance a video conferencing system?

Yes, video conferencing systems are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £800 to £80,000, and most deals are written over 12–48 months with a deposit of around 10–15%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.

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Typical Cost

£800 – £80k

Approval Speed

24–48 hours

Same-day for < £10k

Rates From

5.6% APR

What would a video conferencing system cost per month?

£15,000
10%
60 months
9%
£0

Your estimate

Indicative only. Not a quote and not an offer of finance.

Pre-filled with a typical video conferencing system price. Indicative only, not a quote.

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Finance options

Hire Purchase (HP)

Rate
From 6.0% APR
Term
12–48 months
Deposit
10–15%
Ownership
Yours at the end
Best for
Businesses wanting to own the hardware outright

Finance Lease

Rate
From 5.6% APR
Term
12–48 months
Deposit
None required
Ownership
Return or buy (balloon payment)
Best for
Tax-efficient; claim 100% of payments against profit

Operating Lease

Rate
From 6.5% APR
Term
24–36 months
Deposit
None required
Ownership
Return at end
Best for
Refresh cameras and endpoints on a fixed cycle. Off balance sheet.

Representative example

On a purchase price of £15,000: a 10% deposit of £1,500, then 48 monthly payments of £316 at 5.9% APR representative (fixed). Total amount payable £16,668, including the deposit. The rate you are offered depends on your business and the asset.

What buyers actually specify

Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.

Machine or specification Guide price Type
Single-room VC endpoint, camera and speakerphone (Poly/Neat/Logitech type) £800 – £2,500 Single-Room VC Endpoint
Multi-room deployment across a small office (5–10 rooms) £8,000 – £25,000 Multi-Room Deployment
Enterprise-wide video conferencing rollout across multiple sites £30,000 – £80,000 Enterprise-Wide Rollout

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Tax benefits

Video conferencing hardware, including cameras, speakerphones, and room control units, is plant and machinery, qualifying for the Annual Investment Allowance and letting a business deduct the full cost from taxable profits in the year of purchase, up to £1,000,000, under Hire Purchase. Lease payments are instead deducted as a business expense against profits as they fall due. Any accompanying software licensing is usually billed separately from the hardware and is not itself an asset finance item.

Market context

Businesses running hybrid or distributed teams buy video conferencing systems, ranging from a single camera and speakerphone for one small room to an enterprise rollout across many sites. This is one of the clearest examples of IT equipment being more commonly leased than bought outright, since camera resolution, microphone technology, and compatibility with conferencing platforms move on quickly, and a business that owns hardware outright risks running an outdated system for years past its useful competitive life. Replacement is generally driven by platform compatibility changes, a business moving from basic laptop cameras to dedicated room hardware, or an enterprise standardising equipment across previously mismatched sites. There is minimal resale value in used video conferencing hardware once a generation or two out of date, which reinforces why leasing on a shorter, planned refresh cycle suits this category better than long-term ownership.

Bad credit?

Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.

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Frequently asked questions

Is it better to lease or buy video conferencing hardware outright?
For most businesses, leasing suits video conferencing hardware better than outright purchase, because camera resolution, microphone quality, and platform compatibility all move on within a few years, and equipment bought outright tends to be kept in use well past the point where it is genuinely competitive. Leasing also keeps the cost off balance sheet and spread evenly, which is useful when rolling out systems to several rooms or sites at once.
Can I finance a video conferencing rollout across multiple offices?
Yes, most lenders will finance a multi-site rollout as one agreement, provided the hardware for each site is quoted together, either by one supplier or a small number of suppliers working on the same project. This is the standard approach for businesses standardising video conferencing equipment across previously mismatched sites.
Does the finance agreement include the software subscription needed to run the system?
No, finance covers the physical hardware, cameras, speakerphones, and control units. Software or platform subscriptions for the conferencing service itself are billed separately by the software provider, typically as an ongoing operating cost rather than something included in an asset finance agreement, so budget for both when planning the total cost.
How quickly can video conferencing system finance be approved?
Straightforward single-room or small multi-room deals under £15,000 are commonly approved within 24 to 48 hours once a supplier quote and trading details are provided. Larger enterprise-wide rollouts across multiple sites typically take longer as the lender reviews the full project scope.

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