Spread the cost of vehicle lifts and ramps from £2,500 to £40,000+ with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.
Yes, vehicle lifts are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £2,500 to £40,000, and most deals are written over 12–60 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£3k – £40k
Approval Speed
24–48 hours
Same-day for < £15k
Rates From
5.3% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical vehicle lift price. Indicative only, not a quote.
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Check EligibilityOn a purchase price of £8,000: a 10% deposit of £800, then 48 monthly payments of £169 at 5.9% APR representative (fixed). Total amount payable £8,912, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Bradbury Two Post Lift (4.0t) | £2,500 – £5,000 | Two Post Lift |
| Boston Four Post Lift (5.0t) | £4,500 – £8,000 | Four Post Lift |
| Tecalemit Scissor Lift | £3,000 – £6,500 | Scissor Lift |
| Multi-Bay Lift Package (x3 lifts) | £15,000 – £28,000 | Multi-Bay Package |
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Check EligibilityVehicle lifts are moveable plant and machinery and generally qualify for Annual Investment Allowance, letting the cost be deducted from taxable profits in the year of purchase. HP agreements let you claim capital allowances directly; lease payments are deducted as a running cost instead. A lift bolted to a workshop floor for stability remains a demountable piece of equipment and is treated for tax purposes in the same way as other garage equipment, distinct from fixed building works.
Vehicle lifts are financed by independent garages, dealerships and fast-fit centres, with two post, four post and scissor lift formats each suited to different workshop layouts and vehicle types. Two post lifts are the most common choice for general repair work because they give full access underneath a vehicle in a relatively small footprint, while four post lifts are generally preferred for wheel alignment, storage and heavier vehicles because of their inherent stability without needing arms under the vehicle. A garage expanding capacity typically finances a lift as part of adding a new bay rather than replacing an existing one, since a well-maintained lift has a long working life and is usually only replaced after significant mechanical wear or a change in the type of vehicles the garage services.
Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.
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