Spread the cost of commercial tanning beds from £1,600 to £35,000+ with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.
Yes, tanning beds are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £1,600 to £35,000, and most deals are written over 12–48 months with a deposit of around 10–20%. Decisions typically take 24 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£2k – £35k
Approval Speed
24 hours
Same-day for < £15k
Rates From
6.0% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical tanning bed price. Indicative only, not a quote.
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Check EligibilityOn a purchase price of £8,000: a 10% deposit of £800, then 48 monthly payments of £169 at 5.9% APR representative (fixed). Total amount payable £8,912, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Entry-Level Canopy Tanning Bed | £1,600 – £3,500 | Canopy Sunbed |
| High-Pressure Facial Tanning Bed | £6,000 – £12,000 | High-Pressure |
| Stand-Up Tanning Booth | £8,000 – £16,000 | Vertical Booth |
| Multi-Bed Tanning Salon Package (x4) | £18,000 – £32,000 | Complete Tanning Salon |
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Check EligibilityTanning beds are moveable equipment and generally qualify for Annual Investment Allowance, letting the cost be deducted from taxable profits in the year of purchase. HP agreements let you claim capital allowances directly; lease payments are deducted as a running cost instead. Because tanning beds are freestanding rather than fixed to the building, they are treated for tax purposes in the same way as other moveable salon equipment, though the electrical supply needed for higher-output beds may require separate wiring work.
Tanning beds are financed by salon owners opening a new site, adding beds to reduce customer wait times, or replacing beds as bulbs, acrylics and control systems reach the end of their working life. High-pressure beds and stand-up booths cost significantly more than entry-level canopy beds and are usually chosen by salons positioning themselves at the premium end of the market, since shorter session times and a more even tan are the main selling points over standard lower-pressure beds. Under the Sunbeds (Regulation) Act 2010, commercial tanning premises must restrict use to over-18s and meet other operating requirements set by local authorities, which is a licensing and operating matter rather than a finance one, but it shapes how a salon is set up and staffed once the equipment is installed.
Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.
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