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Spray Booth Finance

Spread the cost of a spray booth from £20,000 to £150,000+ with flexible finance options. HP, lease, or an unsecured loan for fixed installation, compare rates from 40+ lenders.

Can you finance a spray booth?

Yes, spray booths are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £20,000 to £150,000, and most deals are written over 12–60 months with a deposit of around 10–20%. Decisions typically take 3–5 working days. Used machines are financeable too, usually with a shorter term.

200+ UK lenders
2-minute application
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Typical Cost

£20k – £150k

Approval Speed

3–5 working days

Split equipment / fixed-install quotes

Rates From

5.5% APR

What would a spray booth cost per month?

£55,000
10%
60 months
9%
£0

Your estimate

Indicative only. Not a quote and not an offer of finance.

Pre-filled with a typical spray booth price. Indicative only, not a quote.

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Finance options

Hire Purchase (HP)

Rate
From 6.0% APR
Term
12–60 months
Deposit
10–20%
Ownership
Yours at the end
Best for
Body shops wanting to own the booth structure and controls outright

Finance Lease

Rate
From 5.5% APR
Term
12–60 months
Deposit
None required
Ownership
Return or buy (balloon payment)
Best for
Tax efficient; claim 100% of payments against profit

Operating Lease

Rate
From 6.3% APR
Term
24–48 months
Deposit
None required
Ownership
Return at end
Best for
Suits body shops refreshing booth technology on a lease cycle. Off balance sheet.

Representative example

On a purchase price of £55,000: a 10% deposit of £5,500, then 48 monthly payments of £1,160 at 5.9% APR representative (fixed). Total amount payable £61,180, including the deposit. The rate you are offered depends on your business and the asset.

What buyers actually specify

Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.

Machine or specification Guide price Type
Blowtherm Downdraft Spray Booth £35,000 – £70,000 Downdraft Booth
Garmat Semi-Downdraft Spray Booth £30,000 – £60,000 Semi-Downdraft Booth
Combined Spray Booth & Prep Bay £50,000 – £100,000 Booth & Prep Combination
Full Spray Booth Installation with Mixing Room £90,000 – £140,000 Complete Paint Facility

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Tax benefits

How a spray booth is taxed depends on how it is installed. The booth's mechanical and electrical components, fans, filters, heaters and control panels, are generally treated as plant and machinery and can qualify for Annual Investment Allowance. The booth's structural shell, ductwork and any building alterations needed to house it are more likely to be treated as part of the building itself, since they cannot easily be removed and reused elsewhere. A specialist accountant should confirm the split for your specific installation before claiming.

Market context

A spray booth is one of the largest single investments in a body shop and, like a shop fit-out, is really a mix of two different types of asset. The mechanical plant inside the booth, fans, filters, heating and control systems, has resale value and can, in many cases, be financed as asset finance. The booth's structural shell and the ductwork and building alterations needed to install it are closer to fixed building work and often need an unsecured loan alongside the equipment finance, in the same way a shop fit-out splits between hard fixtures and fixed decoration. Downdraft booths, which pull air down through the floor rather than across the vehicle, are generally regarded as giving a cleaner finish with less risk of dust contamination than cross-draft or semi-downdraft designs, and have become the more common specification for body shops competing on paint finish quality, though they cost more to install because of the below-floor extraction ductwork required. If the body shop is a tenant rather than the freeholder, landlord consent for the structural installation is essential, and the lease's dilapidations clause matters significantly given the cost of removing a spray booth at the end of a tenancy.

Bad credit?

Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.

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Frequently asked questions

Can a spray booth be financed entirely as equipment, or do I need an unsecured loan too?
Usually a combination of both. The booth's mechanical plant, fans, filters, heaters and controls, can generally be financed as asset finance since it has resale value. The structural shell and any ductwork or building alterations needed to install the booth are closer to fixed building work and often need an unsecured loan instead, run alongside the equipment finance to complete around the same time.
Should I choose a downdraft or semi-downdraft spray booth?
Downdraft booths pull air down through the floor and are generally regarded as giving a cleaner finish with less dust contamination risk, but they cost more because of the below-floor extraction ductwork involved. Semi-downdraft booths are less expensive to install and remain a common choice for general repair work where the very highest finish standard is not the deciding factor.
Do I need landlord consent to install a spray booth in a leased unit?
Yes. A spray booth is a major structural and fixed installation, so landlord consent is essential, and the lease's dilapidations clause matters significantly given the cost of removing a booth and reinstating the unit at the end of a tenancy. This should be confirmed and factored into the finance term before committing to the project. Keeping a copy of the relevant lease clause to hand when you apply can also speed up the lender's review, since a short remaining lease term relative to the finance term is one of the more common causes of delay on this type of application.
Does a spray booth need any specific certification or compliance?
Yes. A spray booth needs to comply with relevant environmental permitting and health and safety requirements covering solvent emissions and workplace exposure, along with fire safety standards given the flammable materials used. This is a compliance matter for your local authority and the booth manufacturer to confirm, rather than a finance requirement, but a lender will generally expect a professionally installed and compliant booth before releasing funds.
How quickly can I get spray booth finance?
Given the structural nature of most installations, applications typically take 3 to 5 working days once a full supplier quote and installation plan is available. The equipment element can sometimes be approved faster than the combined project, but most body shops apply for both elements together to complete on the same timeline. Where a quote mixes new and used spray booth, or covers more than one site, it is sensible to allow a little extra time while the lender reviews the full specification before releasing funds.

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